Simple.

Straightforward.

Solutions.

Line of Credit

What is it?
It is a credit line that you can access for any purpose when the
need arises. It can also be used as an overdraft source in the
event there are not enough funds to cover a check you have
written from your checking account (which helps to prevent a
check from bouncing and incurring an NSF fee).

Why use it?
People choose to have a line of credit open for all those “just
in case” moments when you may need access to funds to
cover expenses that you may not anticipate. You can readily
tap into it if the need arises or not touch it at all and save it
for emergencies.

A line of credit is typically a better choice to have on hand
rather than a credit card, since the rate on a credit card
balance is usually higher than that on a line of credit.
Plus, our line of credit has no annual fee!

How do I get it?
Simply apply by phone, online or in person at one of our
convenient branch locations.

Apply online