|
 |
Monitoring Your Monthly Spending
Household budgets are usually neither fun to prepare or to live by. A spending worksheet can help you identify how you are currently spending your money and identify areas where you can reduce your spending.
Here is a Household Spending Worksheet that can be used as a basis for analyzing your current spending patterns and perhaps determine how the “savings” line can be increased.
Household Spending Worksheet
Monthly Expenses |
Current |
Goal |
Comments or Observations |
Savings |
$ |
$ |
|
Housing Expenses |
$ |
$ |
|
Mortgage payments or rent |
$ |
$ |
|
Property taxes |
$ |
$ |
|
Maintenance or repairs |
$ |
$ |
|
Utilities (gas/water/electricity) |
$ |
$ |
|
Telephone/cable/internet |
$ |
$ |
|
Housekeeping, laundry |
$ |
$ |
|
Other housing expenses |
$ |
$ |
|
| |
|
|
|
Transportation Expenses |
$ |
$ |
|
Car loan or lease payments |
$ |
$ |
|
Fuel, maintenance, repairs |
$ |
$ |
|
Auto insurance |
$ |
$ |
|
Public transportation |
$ |
$ |
|
Other transportation expenses |
$ |
$ |
|
| |
|
|
|
Food & Entertainment Expenses |
$ |
$ |
|
Groceries |
$ |
$ |
|
Restaurants |
$ |
$ |
|
Sports, hobbies, pastimes |
$ |
$ |
|
Books, magazines |
$ |
$ |
|
Vacations |
$ |
$ |
|
Other |
$ |
$ |
|
| |
|
|
|
Health Care Expenses |
$ |
$ |
|
Doctors, dentists, etc. |
$ |
$ |
|
Prescriptions |
$ |
$ |
|
Health insurance |
$ |
$ |
|
Other health care expenses |
$ |
$ |
|
| |
|
|
|
Family Expenses |
$ |
$ |
|
Schools, colleges |
$ |
$ |
|
Child care |
$ |
$ |
|
Alimony and child support |
$ |
$ |
|
Other family expenses |
$ |
$ |
|
| |
|
|
|
Other Expenses |
$ |
$ |
|
Clothing, shoes, etc |
$ |
$ |
|
Charitable contributions |
$ |
$ |
|
Gifts, birthdays, holidays |
$ |
$ |
|
Pets, veterinarian expenses |
$ |
$ |
|
Paying off debts or credit cards |
$ |
$ |
|
Life and disability insurance |
$ |
$ |
|
Walking around money |
$ |
$ |
|
Other |
$ |
$ |
|
| |
|
|
|
Taxes |
$ |
$ |
|
Social Security |
$ |
$ |
|
Federal, state, local taxes |
$ |
$ |
|
| |
|
|
|
Total Expenses |
$ |
$ |
|
Click here for printable PDF
|
|
|
