|
 |
Rates |
Effective: May 1, 2008 |
| Savings Accounts* |
Min. Deposit To Open** |
Min. Bal. For APY |
Dividend Rate |
APY |
| Savings |
$50 |
$500 |
0.2500% |
0.2503% |
| Savings |
$50 |
$3,000 |
0.5000% |
0.5011% |
| Safari Club |
$5 |
$5 |
0.5000% |
0.5011% |
| Start Smart |
$5 |
$5 |
0.5000% |
0.5011% |
| Holiday Club |
$5 |
$5 |
0.5000% |
0.5011% |
| Goal Setter |
$50 |
$500 |
0.2500% |
0.2503% |
| Goal Setter |
$50 |
$3,000 |
0.5000% |
0.5011% |
| Money Market |
$2,500 |
$2,500 |
0.7500% |
0.7526% |
| Premium Money Market |
$10,000 |
$10,000 |
1.8000% |
1.8149% |
| Premium Money Market |
$25,000 |
$25,000 |
2.0500% |
2.0694% |
| Premium Money Market |
$50,000 |
$50,000 |
2.6000% |
2.6312% |
| Premium Money Market |
$100,000 |
$100,000 |
3.0300% |
3.0724% |
| Premium Money Market |
$250,000 |
$250,000 |
3.2500% |
3.2989% |
| IRA Savings |
$50 |
$500 |
0.5000% |
0.5011% |
| Direct Deposit Certificate Builder |
$10 |
$10 |
0.5000% |
0.5011% |
* The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. |
| ** Balances under minimum are subject to monthly service fees. Refer to service pricing (pdf file / 60k) for details. |
- APY = Annual Percentage Yield
- Accounts are federally insured to $100,000 by NCUA, a U.S. Government Agency.
- Refer to Service and Pricing sheet for charges which may be imposed.
- Pricing subject to change without notice.
|
| Checking Account* |
Min. Deposit To Open** |
Min. Balance For APY |
Dividend Rate |
APY |
| FREE Checking |
$50 |
N/A |
0.0000% |
0.0000% |
| Total Access |
$50 |
N/A |
0.0000% |
0.0000% |
| Premium (Tier 1) |
$50 |
$5,000 |
1.0000% |
1.0038% |
| Premium (Tier 2) |
$50 |
$25,000 |
2.0000% |
2.0151% |
*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings.
**Balances under minimum are subject to monthly service fees. Refer to service pricing for details.
|
| Certificates and Individual Retirement Accounts(IRAs)*
|
|
IRA and Share Certificates
Minimum deposit to open: $1,000
|
Jumbo IRA and Share Certificates
Minimum deposit to open: $100,000
|
| Account Period |
Dividend Rate |
APY |
Dividend Rate |
APY |
| 3 month |
2.4500% |
2.4802% |
2.7000% |
2.7367% |
| 6 month |
3.4500% |
3.5100% |
3.7000% |
3.7691% |
| 12 month |
3.4000% |
3.4583% |
3.6500% |
3.7172% |
| 14 month1 |
3.0000% |
3.0453% |
3.2500% |
3.3032% |
| 24 month2 |
3.0000% |
3.0453% |
3.2500% |
3.3032% |
| 36 month |
2.8500% |
2.8909% |
3.1000% |
3.1484% |
| 48 month |
2.8000% |
2.8395% |
3.0500% |
3.0969% |
| 60 month |
3.1500% |
3.2000% |
3.4000% |
3.4583% |
* Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
1 Eligible for rate increase with one add-on of $1,000 or more of new money.
2 Eligible for rate increase with two add-ons of $1,000 or more of new money.
|
- APY = Annual Percentage Yield
- Your savings are federally insured to $100,000 by the National Credit Union Administration, a U.S. government agency. The NCUA insures retirement accounts to $250,000. Additional coverage for IRAs from $250,000 to $500,000 is provided by American Share Insurance, a private insurer.
- Refer to Service and Pricing sheet for charges which may be imposed.
- Pricing subject to change without notice.
- New money is money which is not previously on deposit at American First Credit Union.
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