|
 |
Savings Rates |
Effective: 5/1/2013 |
| Savings Accounts* |
Min. Deposit To Open** |
Min. Bal. For APY |
Dividend Rate |
APY |
| Savings |
$50 |
$500 |
0.0400% |
0.0400% |
| Savings |
$50 |
$3000 |
0.1000% |
0.1000% |
| Safari Club |
$5 |
$5 |
0.3000% |
0.3004% |
| Start Smart |
$5 |
$5 |
0.3000% |
0.3004% |
| Holiday Club |
$5 |
$5 |
0.3000% |
0.3004% |
| Goal Setter |
$50 |
$500 |
0.0400% |
0.0400% |
| Goal Setter |
$50 |
$3000 |
0.1000% |
0.1000% |
| Money Market |
$2,500 |
$2,500 |
0.2000% |
0.2002% |
| Premium Money Market |
$10,000 |
$10,000 |
0.2000% |
0.2002% |
| Premium Money Market |
$50,000 |
$50,000 |
0.3500% |
0.3506% |
| Premium Money Market |
$100,000 |
$100,000 |
0.4000% |
0.4008% |
| IRA Savings |
$50 |
$500 |
0.2500% |
0.2503% |
| Direct Deposit Certificate Builder |
$10 |
$10 |
0.4500% |
0.4510% |
* The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. |
| ** Balances under minimum are subject to monthly service fees. Refer to service pricing (pdf file / 60k) for details. |
- APY = Annual Percentage Yield
- Accounts are federally insured to $250,000 by NCUA, a U.S. Government Agency.
- Refer to Service and Pricing sheet for charges which may be imposed.
- Pricing subject to change without notice.
|
Checking Rates |
Effective: 5/1/2013 |
| Checking Account* |
Min. Deposit To Open** |
Min. Balance For APY |
Dividend Rate |
APY |
| Personal Rewards Checking |
$50 |
N/A |
0.0000% |
0.0000% |
| Earnings Rewards Checking(Tier 1) |
$50 |
$5,000 |
0.1500% |
0.1501% |
| Earnings Rewards Checking (Tier 2) |
$50 |
$25,000 |
0.3000% |
0.3004% |
*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings.
**Balances under minimum are subject to monthly service fees. Refer to service pricing for details.
|
Certificate/IRA Rates |
Effective: 5/1/2013 |
| Certificates and Individual Retirement Accounts(IRAs)*
|
|
IRA and Share Certificates
Minimum deposit to open: $1,000
|
| Account Period |
Dividend Rate |
APY |
| 3 month |
0.3000% |
0.3004% |
|
|
| 6 month |
0.4000% |
0.4008% |
|
|
| 12 month |
0.5000% |
0.5012% |
|
|
| 24 month |
0.7000% |
0.7024% |
|
|
| 36 month |
1.1000% |
1.1061% |
|
|
| 48 month |
1.4000% |
1.4098% |
|
|
| 60 month |
1.5500% |
1.5620% |
|
|
* Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
|
- APY = Annual Percentage Yield
-
Your savings are federally insured to $250,000 by the National Credit Union Administration, a U.S. government agency. The NCUA insures retirement accounts to $250,000.
- Refer to Service and Pricing sheet for charges which may be imposed.
- Pricing subject to change without notice.
- New money is money which is not previously on deposit at American First Credit Union.
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