Earnings Rewards Checking

Ideal for those who want an account that pays dividends. The $10.95 monthly fee is waived with a $5,000 checking balance.

Features include:

Purchase Rewards
Get discount savings up to 15% from 2,500 national, local, and online retailers. And because we value our Members, this benefit is included with our new checking accounts at no extra charge. Simply log on to Home Banking and choose the offers you want to take advantage of. Then pay with your Visa® Debit card. The dollar amount of the discount savings will be automatically tracked and deposited right into your checking account. No points to redeem or complicated formulas to calculate.

Free Home Banking
Includes FinanceWorks, a free tool to help you better manage your money by finding out how you’re spending it. You’ll also enjoy AFCU Mobile, mobile banking for when you’re on-the-go.

Free Online Bill Pay*
Save time and postage – pay your bills securely online.

Free Direct Deposit
Get the security and convenience of having your pay electronically deposited into your checking account.

Free e-Statements
Access your statement online for added flexibility.

Surcharge-Free ATMs
There are over 28,000 surcharge-free CO-OP ATM Network ATMs throughout the U.S. and Canada – more than 1,500 here in Southern California. Find the nearest CO-OP ATM at www.co-opnetwork.org or call 888-SITE-COOP.

Shared Branches
The CU Service Centers® Network lets you do your banking at over 6,800 shared branch locations in the United States. To find the nearest CUSC location, visit www.cuswirl.com or call 888-CU-SWIRL.

Regulation D allows you to transfer funds from each savings and Money Market account to checking up to 6 times per month.

Courtesy Check Clearing
Even if you don't have funds available in another account, we will courtesy pay an item if you have Direct Deposit and are a Member in good standing. A $29 per item fee applies.

To opt-out of Courtesy Check Clearing call 800/ 290-1112.

Call, click or visit a branch to open your Earnings Rewards Checking Account today.

Switching is Easy Too!
American First offers a Switch Assist Guarantee. Our personal representative will help you manage the changeover from start to finish, ensure it’s smooth and trouble free. To switch to a Checking Account that makes sense, call, chat online, or stop by a branch today.

* After a 90-day free trial period, Bill Pay stays free as long as you pay at least one bill a month. Otherwise a $5.95 monthly fee applies.