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American First Credit Union Contact Us  |  800/ 290-1112  |  Locations    
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Overview
Free Checking
Total Access Checking
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Premium Checking

Ideal for those who want a premium account that pays dividends. The $10 monthly fee is waived with a $5,000 checking balance OR for anyone 60 years of age or more with Direct Deposit of $1,000+ per month (or net check).
  • Earn dividends with an average monthly checking balance of $5,000 or more
  • Two free boxes of corporate-image checks per year
  • Free Fraud Protection Plus for identity theft and payment cards
  • Unlimited check writing
  • Free ATM transactions at AFCU and CO-OP Network ATMsŪ
  • Free transactions at CU Service CentersŪ
  • Free Visa CheckCard transactions
  • Free teller transactions
  • Free MoneyLine transaction
  • Five free foreign ATM transactions per month
  • Bill Pay is free as long as you pay at least one bill per month
  • Free traveler's checks, gift checks, money orders and cashier's checks

Regulation D allows you to transfer funds from each savings and Money Market account to checking up to 6 times per month.

Courtesy Check Clearing
Even if you don't have funds available in another account, we will courtesy pay an item if you have Direct Deposit and are a Member in good standing. A $29 per item fee applies.

To opt out of Courtesy Check Clearing call 800/ 290-1112.

Free Home Banking
Check balances, transfer funds, get eStatements, reorder checks, pay bills, view cleared checks and more.

Free Bill Pay
After a 90-day free trial period, Bill Pay stays free as long as you pay at least one bill a month. Otherwise a $4.95 monthly fee applies.

eDeposit
Deposit your checks online. It's safe, easy and convenient. Login to Home Banking and click on eDeposit to learn more.





Low Mortgage Rates
Low Auto Rates