Rewards Checking

How are we going to reward you?
With cash, of course!

Everyone is unique – and there’s no need to do anything different with our Rewards Checking Account. Just use your Visa CheckCard to pay for your purchases, like always. The difference is, you’ll reap larger cash back rewards with Rewards Checking Account.

• 50¢ cash back on signature-based purchases over $10 for the first 30 days*
• 5¢ cash back on signature-based purchases over $10 thereafter
• Cash back credited every month

Plus, you still get all the great features including

• One free box of corporate-image checks per year
• Unlimited check writing
• Free ATM transactions at AFCU and CO-OP Network ATMs®
• Free transactions at CU Service Centers®
• Free Visa CheckCard transactions
• Free MoneyLine transactions
• Five free foreign ATM transactions per month
• Bill Pay is free as long as you pay at least one bill per month
• Free traveler's checks, money orders and cashier's checks

Call, click or visit a branch to open your Rewards Checking Account today.

What does “Signature-Based Purchases ” mean?

To put it simply, when you’re paying for your purchases, select the “credit” option. You’ll be asked to sign your purchase receipt – hence the term “signature-based transaction.”

Switching is easy too!

American First offers a Switch Assist Guarantee, where a personal representative helps you manage the changeover from start to finish, making sure it’s smooth and trouble free. To switch to a checking account that makes sense, call, chat online, or stop by a branch today.

*All rewards will be credited to your checking account on the last calendar day of each month. Account must be open and in good standing on the last calendar day of each month in order to qualify for rewards. Total rewards may not exceed $250 per calendar year.

Direct deposit and eStatements are required to participate in this program. Members who choose not to have both direct deposit and eStatements will be subject to a monthly fee as disclosed in the Schedule of Fees.

To sign up for direct deposit, please contact the payroll department of your employer.

To enroll in eStatements, log in to Home Banking and click the eStatements tab. Accept the disclosures and you will begin receiving your Credit Union statements via email immediately.

Rewards Checking is administered at the sole discretion of American First Credit Union. American First Credit Union may, at any time, choose to suspend, modify or permanently eliminate its Rewards Checking Account program without notice to program participants.