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Free Checking
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Total Access Checking

With this account, you can access your checking funds however you choose with virtually no service fees. And as long as you have at least $15,000 in deposit and/or loan balances at AFCU, the $8 monthly fee is waived.
  • One free box of corporate-image checks per year
  • Unlimited check writing
  • Free ATM transactions at AFCU and CO-OP Network ATMsŪ
  • Free transactions at CU Service CentersŪ
  • Free Visa CheckCard transactions
  • Free teller transactions
  • Free MoneyLine transactions
  • Five free foreign ATM transactions per month
  • Bill Pay is free as long as you pay at least one bill per month
  • Free VIGO international money transfers
  • Free traveler's checks, gift checks, money orders and cashier's checks
  • Choice of mail or eStatements

Regulation D allows you to transfer funds from each savings and Money Market account to checking up to 6 times per month.


Free Overdraft Protection

In the event of an overdraft, funds (if available) are automatically transferred from your other accounts at no charge. To verify your linked accounts and the order of access, simply give us a call.

Courtesy Check Clearing

Even if you don't have funds available in another account, we will courtesy pay an item if you have Direct Deposit and are a Member in good standing. A $29 per item fee applies.

To opt out of Courtesy Check Clearing or Overdraft Protection,
call 800/ 290-1112.


Free Home Banking

Check balances, transfer funds, get eStatements, reorder checks, pay bills, view cleared checks and more.

Free Bill Pay

After a 90-day free trial period, Bill Pay stays free as long as you pay at least one bill a month. Otherwise a $4.95 monthly fee applies.

eDeposit

Deposit your checks online. It's safe, easy and convenient. Login to Home Banking and click on eDeposit to learn more.





Low Mortgage Rates
Low Auto Rates