Private Student Loans

The American First Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan features and benefits include:

• Competitive Interest Rates
• Borrow up to 100% of school certified education costs (minimum $1,000).
• Multiple in-school repayment options available.
• Borrower benefits available –like rewards and interest rate reductions.
• Rates that reward creditworthy borrowers.
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate.
• Fast Online Application. Our quick and easy application takes about 20 minutes to complete.
• 24/7 online account management.
•  No prepayment penalty.

To learn more or to apply, please get started here.