When you need to borrow for anything from a computer to a Caribbean cruise, count on American First Credit Union for the best rates and loan options.
Line of Credit
Credit line up to $10,000 for any purpose, or use it as an overdraft source.
A low-cost loan for any purpose. If you qualify, all we need is your signature and promise to repay . Features include:
- Borrow from $500 to $10,000
- Fixed low rate
- Terms up to 60 months available.
A great way to establish credit. Borrow up to 90% of your savings while you continue to earn dividends. Repay the loan at just 3% plus your savings rate.
Certificate Secured Loans
If you need to borrow money and have share certificates on deposit with us, no problem! Borrow up to 90% of your certificate funds; your fixed rate is just 3% plus the certificate rate. You can get the money you need, maintain your certificate, and continue to earn dividends. It's a great way to avoid penalties for withdrawing certificate funds before the maturity date.