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Loan Rates

Effective: July 30, 2010

All rates listed are APR (Annual Percentage Rate)

Vehicle Loans Rates as low as
New Auto 4.19%*
Used Auto 4.39%*
New Boat / RV 6.74%
Used Boat / RV 6.99%
Motorcycle 7.40%
Other Secured (ATV, personal watercraft) 7.40%
AFCU Auto Refi 4.89%

* Rate does not apply to refinance of an existing American First auto loan.

Other Secured rate is for 90% financing. All other rates are for 100% financing. Additional discounts available for 80% financing. See credit union for details.


Unsecured Loans Rates as low as
Signature Loan 12.50%
Line of Credit - Variable 9.25%

* Minimum payment is 4% of unpaid balance or $40, whichever is greater.

Savings Secured Loans Rates as low as
Savings Secured Savings Rate + 3.00%
Certificate Secured Certificate Rate + 3.00%

  • APR (Annual Percentage Rate) shown effective 7/30/2010 and subject to change. Rate shown includes 0.50% discount for automatic payments from an AFCU account.
  • Rate may vary with amount financed, term of loan, down payment, payment method, employment and individuals credit profile.
  • Please refer to Service and Pricing sheet for charges which may be imposed.
  • Rates subject to change without notice.
  • Certain restrictions may apply. See AFCU for complete details.



Low Mortgage Rates
Low Auto Rates