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Loan Rates

Effective: May 1, 2009

All rates listed are APR (Annual Percentage Rate)

Auto & Motorcycles As low as
RV 8.00%
Boat 8.00%
Motorcycle 7.90%
New Auto 4.24%*
Used Auto 4.24%*
AFCU Auto Refi 6.24%
Other Secured (ATV, personal watercraft) 7.90%

Note: Discount Options Available

* APR (Annual Percentage Rate) shown effective 05/01/2009 and subject to change. Rate shown includes 0.25% discount for automatic payments from an AFCU account and 0.25% discount for 90% loan-to-value. Rate may vary with amount financed, term of loan, down payment, payment method, employment and credit history. Rate does not apply to refinance of an existing American First auto loan. Certain restrictions may apply. See AFCU for complete details.


Unsecured Loan As low as
Signature Loan 13.00%

* Minimum payment is 3% of unpaid balance or $30, whichever is greater.

Savings Secured Loan As low as
Savings Secured Savings Rate + 3.00%
Certificate Secured Certificate Rate + 3.00%

  • Rate floor on consumer loans is 4.00% with the exception of Savings & Certificate Secured loans.
  • All rates listed are APR(Annual Percentage Rate)
  • Final Rates determined by individuals credit profile.
  • Variable Rates subject to change after loan consumption based on the index.
  • Please refer to Service and Pricing sheet for charges which may be imposed.
  • Rates subject to change without notice.
  • N/A = Not Available



Low Mortgage Rates
Low Auto Rates