Home Purchase
Whether you are buying a home or refinancing an existing mortgage, our loan consultants can explain your loan options and tailor the terms to meet your individual needs.
Fixed Rate Mortgages*
With a fixed rate, your mortgage payment will remain the same for the life of the loan even if rates go up. Choose from 10, 15, 20, 30 and 40-year terms.
- 60-day rate lock available at the time of application
- No prepayment penalty
- Interest-Only option available
Adjustable Rate Mortgages*
Adjustable rate mortgages (ARMs) usually offer a lower starting interest rate than a 30-year fixed rate loan. Your interest rate and payment are fixed for the first 1, 3, 5, or 7 years and will convert to a variable rate for the remainder of the term.
- 60-day rate lock available at the time of application
- No prepayment penalty
- Interest-Only option available
Rates
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Not sure what kind of loan is best for you?
Call 800/ 290-1112, Ext. 5092 to speak to a loan consultant.
*Mortgage loans are available in all states except GA and TN. Cash out is not available in TX.
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