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Save Thousands with a
No-Cost Mortgage |
No hidden fees
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Personalized service |
Low rates |
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All rates listed are APR (Annual Percentage Rate) |
Conforming Fixed Rate Loans |
Rate |
Points |
APR* |
| 30-year Fixed |
3.625% |
1.000 |
3.73% |
| 15-year Fixed |
3.000% |
1.000 |
3.19% |
| FHA 30-year Fixed |
4.000% |
1.000 |
4.74% |
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Super Conforming Fixed Rate Loans |
Rate |
Points |
APR* |
| 30-year Fixed |
3.875% |
1.000 |
3.98% |
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Adjustable Rate Loans |
Rate |
Points |
APR* |
| 3/1 Adjustable |
2.750% |
1.000 |
2.97% |
| 5/1 Adjustable |
2.875% |
1.000 |
2.90% |
| 7/1 Adjustable |
3.000% |
1.000 |
2.96% |
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Home Equity Line of Credit |
Rate |
Points |
APR* |
| 30-year Adjustable |
5.250% |
0.000 |
5.00% |
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Important Notices
- American First Credit Union offers other rate lock period options. If you would like an extended lock period of more than 45 days, please contact one of our Loan Officers at 800/ 290-1112.
- American First Credit Union rates are based on Automatic Payments. Without automatic payment the rate will be increased by .25%.
- American First Credit Union rates are based on purchases, no cash out refinances and cash out refinances up to 60% loan to value.
- The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice.
- Your APR will vary based on your final loan amount and finance charges.
- Additional Information about our Adjustable Rate Mortgage (ARM) - The APR, interest rate and principal and interest payment are subject to increase and will change after the loan is closed due to market-driven changes to the index.
- Above quoted rates are subject to additional rate or point add-ons according to member's loan request, fico score, cash out, and loan to value.
- Rates subject to change without notice.
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