Home Refinance
Fixed Rate Loans*
If you haven't refinanced in a long time or have an ARM and are concerned about rising rates, it may be time to refinance. You can lock in a low fixed payment and/or pay off your loan sooner. Choose the term that suits you best: 10, 15, 20 or 30 years.
Fixed rate loans feature:
- No prepayment penalty
- No-cost option available
Adjustable Rate Loans* (ARM)
If you plan to stay in your home for only 3 to 5 more years, refinancing to an ARM may be a wise choice. ARMs usually have a lower interest rate than a comparable 30-year fixed, but the rate and payment will not change for the first 1, 3, 5 or 7 years.
Adjustable Rate Loans feature:
- No prepayment penalty
- No-cost option available
*Available in all states except GA and TN. Cash out is not available in TX
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