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FREE Financial Counseling

Certified BALANCE counselors are available to answer questions, explain your credit report, suggest ways to improve your score, and help you set up a budget. If needed, a bill consolidation, credit negotiation or bankruptcy prevention program may be arranged at no cost. All sessions are completely confidential.

If any of these situations apply to you, BALANCE can help:
  • Didn't get approved for the lowest rate
  • Credit cards always maxed out
  • Just making minimum payments, not paying down your debt
  • Living paycheck to paycheck, no money to save
  • Experiencing a short-term hardship, falling behind on mortgage or car payment
  • Receiving collection calls
  • Considering bankruptcy
  • Worried that divorce or other life change may affect your     credit worthiness
  • Want to save a down payment for home

We get you thereSM

American First pays all BALANCE fees, saving you the expensive start-up costs and monthly fees charged by other agencies. Free financial counseling is one more way American First helps you reach your goals.


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To get started, call BALANCE directly at 888/ 456-2227

or go to www.balancepro.com.




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