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Rates |
Effective: July 1, 2008 |
| Certificates and Individual Retirement Accounts(IRAs)*
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IRA and Share Certificates
Minimum deposit to open: $1,000
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Jumbo IRA and Share Certificates
Minimum deposit to open: $100,000
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| Account Period |
Dividend Rate |
APY |
Dividend Rate |
APY |
| 3 month |
2.4500% |
2.4802% |
2.7000% |
2.7367% |
| 6 month |
2.7500% |
2.7881% |
3.0000% |
3.0453% |
| 12 month |
3.0000% |
3.0453% |
3.2500% |
3.3032% |
| 14 month1 |
3.0000% |
3.0453% |
3.2500% |
3.3032% |
| 24 month2 |
3.0000% |
3.0453% |
3.2500% |
3.3032% |
| 36 month |
3.0000% |
3.0453% |
3.2500% |
3.3032% |
| 48 month |
3.0000% |
3.0453% |
3.2500% |
3.3032% |
| 60 month |
3.4000% |
3.4583% |
3.6500% |
3.7172% |
* Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
1 Eligible for rate increase with one add-on of $1,000 or more of new money.
2 Eligible for rate increase with two add-ons of $1,000 or more of new money.
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- APY = Annual Percentage Yield
- Your savings are federally insured to $100,000 by the National Credit Union Administration, a U.S. government agency. The NCUA insures retirement accounts to $250,000. Additional coverage for IRAs from $250,000 to $500,000 is provided by American Share Insurance, a private insurer.
- Refer to Service and Pricing sheet for charges which may be imposed.
- Pricing subject to change without notice.
- New money is money which is not previously on deposit at American First Credit Union.
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