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Certificate/IRA Rates |
Effective: 2/1/2012 |
| Certificates and Individual Retirement Accounts(IRAs)*
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IRA and Share Certificates
Minimum deposit to open: $1,000
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| Account Period |
Dividend Rate |
APY |
| 3 month |
0.3000% |
0.3004% |
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| 6 month |
0.4000% |
0.4008% |
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| 12 month |
0.7000% |
0.7024% |
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| 14 month1 |
0.7500% |
0.7528% |
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| 24 month |
0.8000% |
0.8032% |
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| 36 month |
1.1000% |
1.1061% |
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| 48 month |
1.4000% |
1.4098% |
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| 60 month |
1.5500% |
1.5620% |
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* Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
1 Eligible for rate increase with one add-on of $1,000 or more of new money.
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- APY = Annual Percentage Yield
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Your savings are federally insured to $250,000 by the National Credit Union Administration, a U.S. government agency. The NCUA insures retirement accounts to $250,000.
- Refer to Service and Pricing sheet for charges which may be imposed.
- Pricing subject to change without notice.
- New money is money which is not previously on deposit at American First Credit Union.
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