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Certificate/IRA Rates |
Effective: 7/1/2009 |
| Certificates and Individual Retirement Accounts(IRAs)*
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IRA and Share Certificates
Minimum deposit to open: $1,000
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| Account Period |
Dividend Rate |
APY |
| 3 month |
0.7000% |
0.7024% |
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| 6 month |
0.9500% |
0.9545% |
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| 12 month |
1.2000% |
1.2072% |
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| 14 month1 |
1.1000% |
1.1061% |
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| 24 month |
1.4500% |
1.4605% |
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| 36 month |
1.8000% |
1.8163% |
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| 48 month |
2.1000% |
2.1221% |
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| 60 month |
2.3500% |
2.3778% |
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* Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
1 Eligible for rate increase with one add-on of $1,000 or more of new money.
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- APY = Annual Percentage Yield
- Your savings are federally insured to $250,000 by the National Credit Union Administration, a U.S. government agency. The NCUA insures retirement accounts to $250,000. Additional coverage for IRAs from $250,000 to $500,000 is provided by American Share Insurance, a private insurer.
- Refer to Service and Pricing sheet for charges which may be imposed.
- Pricing subject to change without notice.
- New money is money which is not previously on deposit at American First Credit Union.
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