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More Benefits, More Savings.

Accounts to Fit Your Business Needs

Explore Our Small Business Checking Solutions

Superior Personalized Service for Your Business Needs

Totally Free Business Checking

  • No minimum balance
  • No monthly service charge
  • 1,000 free monthly transaction items1
  • Up to $10,000 currency deposited per month at no charge2
  • Only $50 deposit to open
  • Free detailed analysis of account activity

Business Interest Checking

  • Competitive interest
  • 1,000 free monthly transaction items1
  • Up to $10,000 currency deposited per month with no charge2
  • Only $50 deposit to open
  • $1,500 minimum balance to avoid a low monthly fee of $8
  • Free detailed analysis of account activity

 

To open a business account: visit a branch, call us at 800.290.1112, or mail your completed application. 
When printing, select "Fit to Page"

American First Checking Accounts to Fit Your Needs

Choose the account that's right for you and receive all the benefits of becoming an American First member. Plus, get a free gift when you open a checking account or refer a friend to open an account!

To ensure your account is opened in a timely manner, please have the following documents with you when visiting the branch:

  • Sole Proprietorship
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners)
  • Partnership
    • Employer Identification Number (EIN)
    • If Limited Partnership, Filed Certificate of Limited Partnership
    • Partnership Agreement
    • CA Certificate of Registration / Qualification (if foreign/ out-of-state)
    • If Applicable - Filed FBN Statement (If operating a different name)
  • Limited Liability Company (LLC)
    • Employer Identification Number (EIN)
    • Filed Articles of Organization
    • Filed Statement of Information
    • Executed Operating Agreement 
    • CA Certificate of Registration / Qualification (if foreign / out-of-state)
    • If Applicable - Filed FBN Statement (If operating a different name )

 

  • Corporation
    • Employer Identification Number (EIN)
    • Filed Articles of Incorporation
    • Filed Statement of Information
    • CA Certificate of Registration / Qualification (if foreign / out-of-state)
    • If Applicable - Filed FBN Statement (If operating a different name )
    • Corporate Resolution
  • Non-Profit
    • Employer Identification Number (EIN)
    • IRS Letter Confirmation of 501(c)3 Status
    • Filed Articles of Incorporation AKA Certificate of Incorporation / Charter Document / Articles of Organization
    • Filed Statement of Information
    • Meeting Minutes
    • CA Certificate of Registration / Qualification (if foreign/out-of-state)
  • Associations and Organizations
    • Employer Identification Number (EIN)
    • Meeting Minutes
  • Political Campaign
    • Employer Identification Number (EIN)
    • Candidate Nomination Document or Candidate Intention Statement
 

Need Help With Your Checking Account?

Call Us
800.290.1112
E-Mail Us Locate a Branch

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See our schedule of fees for details. Credit Union rules and regulations apply. Minimum opening deposit is only $50. $5 membership fee may apply.
1 Transaction items include all debits and credits. If the Totally Free Business or Business Interest Checking account exceeds 1,000 free monthly transactions, the account will be charged $.15 per transaction over 1,000.
2 Includes coin and currency. If the Totally Free Business or Business Interest Checking account exceeds $10,000 in monthly coin and currency deposits, the account will be charged $1.00 for every additional $1,000 in coin and currency.
3 Bill Pay is free as long as you pay one (1) bill per month, otherwise a $5.95 monthly fee applies.
4 e-Statements are free. Otherwise, $2.00 per month service charge for paper statements.
5 We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
6 Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.