A Checking Account that pays you back.
Get Mobile Banking, 30,000 free ATMs, and Purchase Rewards Cash Back.
If you want a solid, hard-working Checking Account, Personal Rewards Checking is for you. It comes standard with all the valuable features you expect, and, of course, you get the fantastic Purchase Rewards at no cost.
Become a Member Today
You use your Checking Account for everything - making purchases, paying bills, depositing your paycheck - so we have an account that works for you. No matter which Checking Account you choose both come with the same great benefits!
Your membership is created with a savings account. Build your savings with a monthly transfer from your checking account to your savings account.
FREE Online Banking
Use Online Banking for quick access to your account from anywhere, anyplace you have Internet access.
All you need to get started is your account number and MoneyLine access code. Once in the system, you can change your password as often as you like.
Don't know your access code? Give us a call at 800.290.1112.
FREE Mobile Banking — Download the App
Access your account anywhere, anytime you want from your mobile device. Get Remote Deposit Capture - tap, snap, send us your check. Plus, you'll get all the convenience of online banking!
FREE e-Statements — Be Clutter Free
Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
e-Statements are free. Otherwise, $1.50 per month service charge for paper statements.
Bill Pay is free when used Monthly
Never buy postage again or put up with lost mail and late payments. Go online and simplify your life with the click of a button.
Bill Pay is free as long as you pay one (1) bill per month, otherwise a $5.95 monthly fee applies.
FREE Debit Card
Enjoy everyday access to your funds at 30,000 Free ATMs and the convenience of making purchases without writing a check.
Save yourself time with a convenient direct deposit or automatic payment. They take the hassle out of depositing paychecks or writing checks for recurring bills.
Get Your Free Gift
Open any of American First Credit Union’s checking accounts. Or, when you refer a friend who opens an of American First Credit Union checking account, you’ll both get a free gift. Just use our Tell-A-Friend coupon and follow the instructions.
Download our Tell-A-Friend Coupon
We'll Buy Back Your Debit Cards and Unused Checks
Bring in your debit cards and unused checks from your current bank or credit union when opening any new checking account. We’ll buy them from you for up to $10!
Federal regulations require Members to opt-in to receive overdraft protection services for one-time, everyday ATM and Debit Card transactions.
Why Should You Opt-in?
Locate a Free ATM
You have access to nearly 30,000 free CO-OP Network ATMs.
Tip: Avoid a trip to an ATM, use your Debit Card with your PIN on a purchase and ask for cash-back.
To order checks, call us at 800.355.8123 or order online. You can also order through Online Banking.
1Bill Pay is free as long as you pay one (1) bill per month, otherwise a $5.95 monthly fee applies.
*e-Statements are free. Otherwise, $1.50 per month service charge for paper statements.
View Our Checking Education Center
There are nearly 30,000 free ATMs throughout the U.S.
Find a Location Near You
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This Site is not intended for any children under the age of 13.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (800) 290-1112 for assistance. All information available on this website is also available at any of our branches or by phone.
Federally Insured by NCUA