A Checking Account that pays you back.
Get Mobile Banking, 30,000 free ATMs, and Purchase Rewards Cash Back.
If you want a solid, hard-working Checking Account, Personal Rewards Checking is for you. It comes standard with all the valuable features you expect, and, of course, you get the fantastic Purchase Rewards at no cost.
Become a Member Today
You use your Checking Account for everything - making purchases, paying bills, depositing your paycheck - so we have an account that works for you. No matter which Checking Account you choose both come with the same great benefits!
Frequently Asked Questions
If you like to shop and dine (and of course you do!) you’re going to love Purchase Rewards, a special feature of both Personal Rewards Checking and Earnings Rewards Checking – at no extra charge! What makes this program fun is that it lets you choose from special discount savings offers from over 2,500 national, local and online retailers – many big-name merchants you probably already patronize.
In a nutshell, here’s how it works. When you open your Checking Account, sign up for free Online Banking. Then when you log on, you’ll see your offers customized to you. Pick the ones you want to take advantage of, pay with your Visa® Debit Card, and voila…your discount savings are automatically tracked for you and your savings are deposited right into your AFCU Checking Account! No points to redeem; no complicated formulas. Couldn't be easier, right? And it’s fun, too, because you choose the offers you want – so you’re in control.
Free Online Banking
Includes FinanceWorks, a free tool to help you better manage your money by finding out how you’re spending it. You’ll also enjoy AFCU-Mobile Banking for when you’re on-the-go.
Save time and postage – pay your bills securely online.
Get the security and convenience of having your pay electronically deposited into your Checking Account.
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Access your statement online for added flexibility.
Locate a Surcharge-Free ATM
There are nearly 30,000 surcharge-free CO-OP Network ATMs throughout the U.S. and Canada – more than 1,500 here in Southern California.
Federal regulations require Members to opt-in to receive overdraft protection services for one-time, everyday ATM and Debit Card transactions.
Why Should You Opt-in?
• Avoid the embarrassment of having your transaction declined when you are shopping in a store or out at a restaurant.
• Provides peace of mind for the moments when you are in an emergency situation and need to use your Debit card.
• There is no fee to opt-in to Overdraft Privilege. You will only be charged a $29 fee if you use the service.
Ready to Opt-In? It’s Easy!
Call 800.290.1112 or visit a branch office.
1Bill Pay is free as long as you pay one (1) bill per month, otherwise a $5.95 monthly fee applies.
*e-Statements are free. Otherwise, $1.50 per month service charge for paper statements.
View Our Checking Education Center
Get Cash with NO surcharge
These easy to use tools make it a breeze to determine what you can afford today. Give them a try and get on your way.
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