*U.S.- issued cards only. Visa's Zero Liability policy does not apply to commercial cards ATM transactions, or to PIN transactions not processed by Visa.
IMPORTANT CONSUMER TIP:
Never share your PIN and/or card number with anyone, as you may be responsible for any transactions made by others with or without your permission. You can change your PIN at any branch of American First, or by calling 800.992.3808. If you suspect someone has your PIN and/or card number, call immediately to have your card blocked.
Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify us immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued.