Your Dream. 

A card that is accepted everywhere you shop.

Visa® Debit Card

Shop with Confidence

Our Visa Debit card is free and comes with all of our checking plans. Use your card at an ATM and wherever Visa cards are accepted.

Shop with confidence knowing your purchases are covered against fraud by Visa's Zero Liability policy. For added protection when shopping online, sign up for Verified by Visa today - it's free!

Free ATMs

You have access to more than 30,000 free CO-OP Network ATMs. Find the nearest free ATMs at or call 888.SITE.COOP. You'll find many near your home or work, or wherever you find yourself!

Now you can conveniently set your 4-digit PIN on your debit or ATM card anytime. Call our new 24-hour service at 800.992.3808 to customize or reset your PIN.

UChoose Rewards®

Earn points every time you sign for your purchases. Earn the most points in the shortest amount of time by swiping and signing for all of your shopping needs!

Register Your Card Today  More Information

Visa® Security Protection

Zero Liability*

Visa®'s Zero liability policy ensures that you only pay for what you've purchased. It provides protection for every Visa® Card transaction, online and off, and gives you the ultimate in shopping security.

Verified by Visa®

Protects your existing Visa® Card with a password you create, giving you assurance that only you can use your Visa® Card online.

Register your card today

Fraud Watch

Your card usage is monitored 24 hours, seven days a week. If we detect unusual activity on your card, we may temporarily block activity until we can verify that you authorized the charges.

Lost/Stolen Card Reporting

Enjoy peace of mind knowing that if your Visa® card is ever lost or stolen, assistance is only a phone call away at 800.290.1112.

Need Help With Your Visa® Debit Card?

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*U.S.- issued cards only. Visa's Zero Liability policy does not apply to commercial cards ATM transactions, or to PIN transactions not processed by Visa. 


Never share your PIN and/or card number with anyone, as you may be responsible for any transactions made by others with or without your permission. You can change your PIN at any branch of American First, or by calling 800.992.3808. If you suspect someone has your PIN and/or card number, call immediately to have your card blocked.

Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify us immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued.