Save More. Earn More. 

Open an account today and watch your money grow with us. 

Youth Accounts

It's Never Too Early for Savings

Helping your children learn about the importance of saving is a gift to them that will last a lifetime.

Become a Member Today

If You're Interested in...

Safari Savings Club Ages 0-12

With as little as $5, you can open an account in a child's name. You might even want to consider making regular deposits through payroll deduction, so their account grows even faster.

As a special benefit, your child will enjoy the Googolplex online activities and newsletters. There are no monthly service charges, and when your child reaches age 13, the account automatically converts to a Start Smart Account.

Start Smart Savings Club Ages 13-17

For older children, Start Smart is a great savings vehicle – perfect for getting a head start on those college expenses to come! A Start Smart Account can be opened with as little as $5 and comes with the Googolplex online activities and newsletters.

Savings Product Comparison    -Rates effective March 1, 2014

Savings Accounts*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
APY
Savings $50 $500 0.04% 0.04%

$50 $3000 0.10% 0.10%
Safari Club $5 $5 0.30% 0.30%
Start Smart $5 $5 0.30% 0.30%
Holiday Club $5 $5 0.30% 0.30%
Goal Setter $50 $500 0.04% 0.04%

$50 $3,000 0.10% 0.10%
Money market $2,500 $2,500 0.20% 0.20%
Premium Money Market $10,000 $10,000 0.20% 0.20%

$50,000 $50,000 0.35% 0.35%

$100,000 $100,000 0.40% 0.40%
IRA Savings $50 $500 0.25% 0.25%

Need Help With Your Youth Savings Account?

Call Us
800.290.1112
Live Chat E-Mail Us Locate a Branch

*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. 
**Balances under minimum are subject to monthly service fees. Refer to service pricing for details.