A young boy putting some money on his piggy bank smiling with his father

Save More. Earn More. 

Open an account today and watch your money grow with us. 

Youth Accounts

It's Never Too Early for Savings

Helping your children learn about the importance of saving is a gift to them that will last a lifetime.

If You're Interested in...

A young boy putting coins onto his jar of coin collection

Safari Savings Club Ages 0-12

With as little as $5, you can open an account in a child's name. You might even want to consider making regular deposits through payroll deduction, so their account grows even faster.

A teenager checking her savings online

Start Smart Savings Club Ages 13-17

For older children, Start Smart is a great savings vehicle – perfect for getting a head start on those college expenses to come! A Start Smart Account can be opened with as little as $5.

Savings Product Comparison       Effective as of 9/1/18

Savings Accounts*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
Savings $50 $500 0.15% 0.15%
$50 $3000 0.20% 0.20%
Safari Club $5 $5 0.40% 0.40%
Start Smart $5 $5 0.40% 0.40%

Need Help With Your Youth Savings Account?

Call Us
E-Mail Us Locate a Branch

*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. 
**Balances under minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details.

A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. Membership is open to individuals who live, work, worship or attend school in Orange County or in the 16 qualified cities in southern California, work at an affinity group, or are members of the Children’s Museum of La Habra or have a family member, or live with, someone who has a current membership account with us. Each family/household member is eligible to open an individual membership account.