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Youth Accounts

It's Never Too Early for Savings

Helping your children learn about the importance of saving is a gift to them that will last a lifetime.

If You're Interested in...

Safari Savings Club Ages 0-12

With as little as $5, you can open an account in a child's name. You might even want to consider making regular deposits through payroll deduction, so their account grows even faster.

Start Smart Savings Club Ages 13-17

For older children, Start Smart is a great savings vehicle – perfect for getting a head start on those college expenses to come! A Start Smart Account can be opened with as little as $5.

Savings Product Comparison       Effective as of 2/1/17

Savings Accounts*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
Savings $50 $500 0.09% 0.09%
$50 $3000 0.15% 0.15%
Safari Club $5 $5 0.35% 0.35%
Start Smart $5 $5 0.35% 0.35%

Need Help With Your Youth Savings Account?

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*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. 
**Balances under minimum are subject to monthly service fees. Refer to service pricing for details.

A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. Membership is open to individuals who live, work, worship or attend school in Orange County or in the 16 qualified cities in southern California, work at an affinity group, or are members of the Children’s Museum of La Habra. Each family member is eligible to open an individual membership account.