Refinance Your Home

Refinancing Benefits:

Reduce your monthly payment
Reduce your interest rate
Reduce the term of your loan
Provide financial flexibility to pay off debt

Gain Financial Flexibility

If you want to see how refinancing your mortgage can help you, the first step is to get pre-qualified for your refinance. You can complete our pre-qualification process online in 5 minutes or less.

Home Loan Rates Get Pre-Qualified Home Loan FAQs

Our Home Lending Team

Art Garcia

Home Loan Consultant

NMLS: 1063425

Real Estate Lending

Phone: (714) 394-4242

Email: agarcia@amerfirst.org

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Art Garcia
Art has over 20 years of experience in residential lending, his last 6 years proudly with American First Credit Union. He specializes in purchase and refinancing of single-family residences. Over the years he has received numerous positive reviews and referrals due to his honesty and dedication to our members. He is also very involved in our community, as an active member of the La Habra Business Connection and various local business chambers. Art is a man of character that provides world-class member service and keeps our members as his top priority.
John Martinez

Home Loan Consultant

NMLS: 239872

Real Estate Lending

Phone: (562) 896-8282

Email: jmartinez@amerfirst.org

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John Martinez
John has been working in the real estate industry since 1998 as a Mortgage Broker and Loan Consultant. His favorite part of being in the industry is helping members achieve their goals, whether it’s a refinance or getting them into that new home. There is nothing more fulfilling for him than calling to congratulate members on the successful funding of their loan. John always strives to give 110% to make sure that the member experience is exceptional, and that the home buyer is always updated on the loan process.