Refinancing Benefits:
- Reduce your monthly payment
- Reduce your interest rate
- Reduce the term of your loan
- Provide financial flexibility to pay off debt

Gain Financial Flexibility
If you want to see how refinancing your mortgage can help you, the first step is to get pre-qualified for your refinance. You can complete our pre-qualification process online in 5 minutes or less.
Our Home Lending Team
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Art Garcia
Home Loan Consultant
NMLS: 1063425
Real Estate Lending
Phone: (714) 394-4242
Email: agarcia@amerfirst.org
CloseArt Garcia
Art has over 20 years of experience in residential lending, his last 6 years proudly with American First Credit Union. He specializes in purchase and refinancing of single-family residences. Over the years he has received numerous positive reviews and referrals due to his honesty and dedication to our members. He is also very involved in our community, as an active member of the La Habra Business Connection and various local business chambers. Art is a man of character that provides world-class member service and keeps our members as his top priority. -
Christine Azurin
Home Loan Consultant
NMLS: 632942
Real Estate Lending
Phone: (562) 896-8282
Email: cazurin@amerfirst.org
CloseChristine Azurin
Christine has over 25 years of experience in residential lending. She specializes in Purchase, Refinance, Home Equity Loans of Single Family Residences. Over the years, she has earned numerous positive reviews with Yelp & Google and has received many referrals due to her honesty and knowledge that she provides to members. As a President's Club member for several years, she has proven to be a top producer due to her hard work, dedication, knowledge, and professionalism.
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