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We will NEVER ask you for sensitive personal identification information via email, phone, or social media unless you contact us. If you suspect fraud or spam, please notify us right away at 800-290-1112.

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More Benefits, More Savings

Totally Free Checking

Our most popular checking account, Totally Free Checking, offers more than just a checking account. From no minimum balance to benefits for your family, we provide services that you can depend on. Other features include:

  • No minimum balance
  • No monthly service charge
  • A free welcome gift
  • Free first order of checks
  • Membership benefits for you and your family
  • Easy direct deposit and savings plans

Open Account

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Loans We Offer

When you choose American First Credit Union, you benefit from low-interest loans. Whether you’re looking to purchase a home, upgrade your current vehicle, or make purchases more convenient, our lending team is ready to help.


Home Loans Vehicle Loans Personal Loans Credit Cards


Save Your Way

A smart savings strategy benefits you throughout your whole life. Whether you’re looking for a savings account with the highest rate of return or an innovative savings account with chances to win big, we’ve got you covered. We know our members have different savings priorities throughout their lives, so we give you options along the way. Save the way you want, when you want, with us.

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Convenient Digital Access to your Accounts 24/7


Access to 30,000 ATMs

Use your debit card at one of more than 30,000 fee-free CO-OP ATMs nationwide.

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Mobile Banking

Download the American First Credit Union mobile banking app to access your accounts from your smartphone.

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Digital Services

Whether paying your bills, paying for purchases, or paying other people, we have convenient digital solutions for you.

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"AFCU has always gone above and beyond in customer service! That is why I've been a customer for over 30 years even though I live out-of-state. I've also had my family members open their accounts with AFCU."

Gordon C.

AFCU Member

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