Today's Rates - Personal Loan

For the big and small things in life

When you’re ready to do something fun, or you need to get something important, our personal loans could be a great solution. Our great rates make everything from buying a new tablet to taking the kids on a theme park vacation more affordable.

Apply for a Personal LoanLearn More About Our Personal Loans

You've got a big wish list. We've got a small rate.

A Holiday Loan gives you extra cash and the flexibility to cover holiday expenses and anything else on your wish list. Don't wait — this offer expires on December 31, 2014.

Instead of using high rate credit cards, take advantage of your credit union's holiday loan.

6.99% APR*
12 month term
Borrow up to $5,000 based on your income*
No annual fee or application fee
Quick cash for the holidays deposited to your account!

Apply Today

*APR = Annual Percentage Rate. Lowest rate with automatic payments from an American First account, otherwise, add 0.50% to your best rate. Not all applicants will qualify for offer amount. Minimum loan amount is $750. Maximum loan amount $5,000. Your maximum loan amount is based on your credit history and monthly income. A full application will be requested with income verification. Required minimum gross income of $1,500 per month. Rate will be based on amount, term and credit history. 6.99% APR is available on a 12-month repayment term. First payment is due 30 days from date you receive funds. Loan payment example: $86.52 per $1,000 borrowed. Offer expires 12/31/2014. Rates and terms are subject to change.

Personal Loan Rates     - Effective as of October 1, 2013

Unsecured Personal Loans
APR* as low as
Signature Loan - Fixed Rate 11.40%
Line of Credit - Variable Rate 9.25%
Savings Secured Personal Loans
Rates as low as
Savings Secured Savings Rate + 3.50%
Certificate Secured Certificate Rate + 3.50%

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• APR (Annual Percentage Rate) subject to change. Rate shown includes 0.50% discount for automatic payments from an AFCU account.
• Rate may vary with amount financed, term of loan, down payment, payment method, and individual's credit profile.
• Please refer to service pricing sheet for charges which may be imposed.
• Rates subject to change without notice.
• Certain restrictions may apply. See AFCU for complete details.