Buy, Refinance, or Use Your Equity
Whether you're looking to purchase your first home or have owned your home for years, our consultants can help you find the right loan. We'll sit down with you to discuss your goals and offer a solution that will prepare you for a successful future.
From pre-approval to closing, everything related to your new home loan is processed by our associates.
Tap into your home's equity to pay for major home improvements or to help consolidate other debts.
We offer a variety of loan options with competitive rates. Find the one that's best for you.
Online Loan Payment Portal
If you don't use Online or Mobile Banking, making a loan payment on your American First loan has never been easier. With this service, you can use any savings or checking account to pay your loan online.
Online loan payments are free for registered users! If you would like to pay as a guest (no registration required), there is a $5 convenience fee for each payment. You may also call 800-290-1112 to make a payment by phone.
Please note: All mortgage payments, including payoffs must be received by 1:00 PM PT on Wednesday, December 31, 2025 to be credited same day. Payments and payoffs received after the cut off will be credited on our next business day, January 2, 2026. No exceptions can be made due to year end processing.
Our Home Lending Team
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Contact Me See My BioSteven Negrete
Real Estate & Wholesale Loan Consultant
NMLS: 343645
Real Estate Lending
Phone: (562) 237-5002
Email: snegrete@amerfirst.org
CloseSteven Negrete
Steven has worked in the residential mortgage, real estate, and finance industries for over 20 years. He has an in-depth understanding of the mortgage process and enjoys using his experience to help members achieve their financial goals. Steven also takes pride in providing world-class customer service and has a people-first attitude. With his outstanding work ethic and desire to understand people’s needs, he makes a great addition to the AFCU team. Steven looks forward to serving our members to help continue their financial success.
