Coverage You Can Count On
Protect what matters today and prepare for what’s ahead. American First offers insurance and protection options for your vehicle, finances, property, and loved ones. Through our partnership with TruStage™, members can also access additional coverage options designed to provide greater financial protection and peace of mind.
Vehicle Protection
Help protect your vehicle and your finances from the unexpected. American First offers protection options that can help cover certain costs related to vehicle loss, breakdowns, and repairs, plus Extra Protection options through our partnership with TruStage™.
Guaranteed Asset Protection (GAP)*
GAP Coverage helps cover the difference between what you owe on your vehicle and what insurance pays if it’s totaled or stolen. Available for AFCU vehicle loans up to 1 year after funding. Contact a representative to learn more.
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Major Mechanical Protection (MMP)*
MMP provides borrowers coverage when their vehicle breaks down. MMP helps extend the life of their vehicle and, oftentimes, pays for itself with one repair. MMP is available at any point for any vehicle loan (even those outside AFCU). Contact a representative to get your quote.
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Debt Protection*
Debt Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Protected life events include:
- Loss of life
- Disability
- Involuntary unemployment
Contact your Loan Representative or refer to your Loan Agreement for a full explanation of the terms of Debt Protection.
Our insurance partner, TruStage, is currently experiencing service issues impacting their website. If you need to submit a claim, you can do so using this Claims Submission Link. For general questions and answers, please visit their FAQs Page.
Life Insurance & AD&D
Plan for the unexpected and help protect the people who matter most. American First partners with TruStage™ to offer Life Insurance and Accidental Death & Dismemberment (AD&D) coverage designed to provide added financial protection for you and your loved ones.
- TruStage™ offers Term Life and Whole Life policies with no medical exams and just a few questions
- Life Insurance policies can be used to cover funeral costs, mortgage payments, unpaid debts, and college tuition costs for your children
- American First members get $1,000 of no-cost AD&D coverage as a member benefit. All you have to do is enroll
- Additional AD&D coverage is available for purchase
Property Insurance
Help protect your home, belongings, and the things you’ve worked hard for. Through our partnership with TruStage™, American First members have access to insurance options for homeowners, condo owners, and renters.
Home
Protect your home and what matters most with affordable homeowners insurance through TruStage™.
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Condo
Get coverage designed for condo owners to help protect your home, belongings, and more through TruStage™.
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Renters
Protect your belongings and more with affordable renters insurance through TruStage™.
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*Your purchase of Guaranteed Asset Protection (GAP), Major Mechanical Protection (MMP), Maintenance Benefit Agreement (MBA), and AFCU Debt Protection are optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your Loan Representative or refer to the Loan Agreement for a full explanation of the terms of Debt Protection.
Products are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.
