Choose Your Card
Make your purchases more secured and convenient with an American First Credit card. We offer card options that allow you to make secured transitions and earn uChoose Rewards® while making everyday purchases.
Choose a credit card with a great rate, no annual, cash advance, or balance transfer fees, and allows you to earn rewards points as you make purchases.
If you are building your credit or repairing damaged credit, choose our secured credit card.
Credit Card Rates
As of 08/13/2020
| Card Type | APR* as low as |
|---|---|
| Classic Credit Card with uChoose Rewards |
8.45% |
| Classic Secured Credit Card with uChoose Rewards | 17.45% |
*APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. Rate shown includes 0.50% discount for automatic payments from an American First account. If the automatic payment option is canceled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. A one time $5 lifetime membership may apply. Additional terms and certain restrictions may apply; contact us for more information.
