Security Update

We will NEVER ask you for sensitive personal identification information via email, phone, or social media unless you contact us. If you suspect fraud or spam, please notify us right away at 800-290-1112.

Skip to Content
Close Icon

Credit Cards

Choose Your Card

Make your purchases more secured and convenient with an American First Credit card. We offer card options that allow you to make secured transitions and earn uChoose Rewards® while making everyday purchases.

Image of unsecured credit cards
AFCU Credit Card with Rewards
AFCU Credit Card with Rewards

Choose a credit card with a great rate, no annual, cash advance, or balance transfer fees, and allows you to earn rewards points as you make purchases.

Image of secured credit card
Secured Credit Card
Secured Credit Card

If you are building your credit or repairing damaged credit, choose our secured credit card.

Credit Card Rates

As of 10/24/2020
CD Rates
Card Type APR* as low as
AFCU Credit Card with uChoose Rewards

8.45%

Secured Credit Card with uChoose Rewards 17.45%

*APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. Rate shown includes 0.50% discount for automatic payments from an American First account. If the automatic payment option is canceled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. A one time $5 lifetime membership may apply. Additional terms and certain restrictions may apply; contact us for more information.

Learn More
Icon of making a loan payment

Make a Credit Card Payment

Make a Credit Card Payment
Icon of check application status

Check Application Status

Check Application Status
Icon of travel Alerts

Travel Alerts

Travel Alerts
Icon of CardValet

CardValet

CardValet
Icon of people for members benefits

uChoose Rewards

uChoose Rewards
Icon of computer

FAQs

FAQs
Aa Aa Aa