Option 1: Online Loan Payment Portal
If you don't use Online or Mobile Banking, making a loan payment on your American First loan has never been easier. With this service, you can use any savings or checking account to pay your loan online. Make a payment on your
- Credit Card
- Auto Loan
- Signature Loan
- Home Equity Loan
- Home Equity Line of Credit
- Mortgage Loan
- Personal Line of Credit
- Holiday Loan
- Commercial Real Estate Loan
Online loan payments are free for registered users! If you would like to pay as a guest (no registration required), there is a $5 convenience fee for each payment. You may also call 800-290-1112 to make a payment by phone.
Please note: Payments made after 5:00 PM PT will be processed on the next business day.
All mortgage payments, including payoffs must be received by 1:00 PM PT on Wednesday, December 31, 2025 to be credited same day. Payments and payoffs received after the cut off will be credited on our next business day, January 2, 2026. No exceptions can be made due to year end processing.
All mortgage payments, including payoffs must be received by 1:00 PM PT on Friday, November 28, 2025 to be credited same day. Payments and payoffs received after the cut off will be credited on our next business day, December 1, 2025.
Option 2: Online & Mobile Banking
Use internal transfers to pay any loan with your American First savings or checking account or external transfers* to/from other financial institutions and your American First accounts to pay your
- Credit Card
- Auto Loan
- Signature Loan
- Personal Line of Credit
- Holiday Loan
- Home Equity Loan
- Home Equity Line of Credit
- Mortgage Loan
*External Account Transfers within Online and Mobile Banking are not available for share certificates, IRAs, and commercial real estate loans.
