Membership Has Its Advantages
Joining American First Credit Union unlocks the door to many exclusive perks and discounts. We’re different in that we share our profits through best-in-class services, better rates, and lower fees. Apply for membership today and discover a credit union that puts your best interests first.
Member Rewards
Members can earn free rewards for purchases made with a registered American First debit or credit card. You'll earn uChoose Rewards points on all signature (PIN-less) transactions at any retailer, online, and when a card is used for a payment by phone.
Financial Advisor Services
Whether you are looking for overall financial guidance, assistance with a specific financial goal, creating a comprehensive financial plan, or just want a second opinion, we are here to help.
Branch and ATM Access
In addition to our three branch locations, members can access over 5,000 CO-OP Network shared branches and 30,000 ATMs.
Free AD&D Insurance
Being prepared for the unexpected is important. American First partners with TruStage Insurance to deliver Accidental Death & Dismemberment coverage with $1,000 of no-cost coverage. All you have to do is enroll.
Free Financial Wellness
We care about your financial health. That's why we've partnered with BALANCE to provide you with access to confidential, no-cost certified financial counselors and resources to help you develop a sensible budget.
Your Money is Safe
Your deposits are federally insured by the National Credit Union Administration (NCUA) to at least $250,000 and backed by the full faith and credit of the United States government.
How to Apply for Membership
Step
1
Confirm Eligibility
Click here to view our membership criteria to see if you qualify.
Step
2
Apply Online or In-Person
Click the button below or stop by a branch to get started.
Step
3
Welcome Aboard!
Browse our site and take advantage of all the AFCU member benefits!
Why Choose the Credit Union Experience?
We treat you like you’re family.
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Need an auto loan? We've got you covered!
American First Credit Union exists solely for the benefit of our members—not shareholders. This member-first mentality and structure allow us to offer superior rates and responsive service catered to your needs. When you join our financial family, you become a part-owner with access to exclusive financial solutions.
Members enjoy:
- Higher interest rates on savings and certificates
- Lower interest rates on loans and credit cards
- Low or no monthly account fees
- Access to affordable financial guidance
- Customized service catered to member needs
- Democratic leadership model driven by member priorities
- Reach out to us below to learn more.
Reach out to us below to learn more.
