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Buy Your Next Home or Refinance


Whether it's your first time buying a house or you're looking for an additional place to call 'home,' it's important to work with a lender who you can trust. Choose from a wide range of attractive mortgage programs, all designed to get you into the home of your dreams, on your terms.

  • Low down payment programs
  • Variety of terms


Whether you're looking to lower your monthly payments, make renovations, or take advantage of your home's equity to finance a major purchase, refinancing your home with us is a great option.

  • Reduce your monthly payment
  • Reduce your interest rate
  • Reduce the term of your loan
  • Provide financial flexibility to pay off debt

Get Pre-Qualified

Getting pre-qualified for your home loan gives you insight into how much you can borrow as you search for your home. You can complete our short online form in just 5 minutes and a loan officer will contact you to guide you through your next steps.

Start Here 

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Planning for Your Next Home

Is buying a home or refinancing the right choice for you? What kind of rates are available? How much will you qualify to borrow? We can help provide answers to your questions.  Learn more about the resources we offer to allow you to make informed decisions about your home loan.

Home Loan Rates
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Mortgage Calculators
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Find Answers to your Home Loan Questions
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Mortgage Loans We Offer

Fixed-rate mortgages

Your interest rates stay the same so you can plan your finances around your repayments. Several oan terms available.

Adjustable-rate mortgages

Interest rates can change throughout the term of a loan after an initial fixed period. This is an ideal option for someone who is interested in a short-term ownership of their home.

FHA Loans

Loans are offered by the Federal Housing Administration and can help individuals overcome the barriers of buying a home, including reduced down payment requirements.

VA Loans

These loans offer benefits to individuals who have served in the armed forces and their families. Benefits include reduced down payment and income requirements.

Protect Your Home

American First Credit Union partners with TruStage Insurance to offer several forms of property insurance. Whether you're purchasing a house, buying a condo, or renting an apartment, we can provide you with coverage for your home.

Find Your Coverage

Earn Rewards With CU Realty

Search, buy, sell and save... on your next home with American First! Together with CU Realty's HomeAdvantage™, we now offer a range of member benefits from finding a home to selling your property. When you use one of the agents in our network to buy or sell your home, you qualify to earn Cash Rewards at closing.

Earn Rewards

Our Home Lending Team

  • Art Garcia

    Art Garcia

    Home Loan Consultant

    NMLS: 1063425

    Real Estate Lending

    Phone: (714) 394-4242


    Contact Me See My Bio
  • Christine Azurin

    Christine Azurin

    Home Loan Consultant

    NMLS: 632942

    Real Estate Lending

    Phone: (562) 896-8282


    Contact Me See My Bio
Learn More
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Make a Loan Payment

Make a Loan Payment
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Home Loan Rates

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Property Insurance

Property Insurance
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Digital Services

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