Purchase
Whether it's your first time buying a house or you're looking for an additional place to call 'home,' it's important to work with a lender who you can trust. Choose from a wide range of attractive mortgage programs, all designed to get you into the home of your dreams, on your terms.
- Low down payment programs
- Variety of terms
Refinance
Whether you're looking to lower your monthly payments, make renovations, or take advantage of your home's equity to finance a major purchase, refinancing your home with us is a great option.
- Reduce your monthly payment
- Reduce your interest rate
- Reduce the term of your loan
- Provide financial flexibility to pay off debt
Get Pre-Qualified
Getting pre-qualified for your home loan gives you insight into how much you can borrow as you search for your home. You can complete our short online form in just 5 minutes and a loan officer will contact you to guide you through your next steps.
Planning for Your Next Home
Is buying a home or refinancing the right choice for you? What kind of rates are available? How much will you qualify to borrow? We can help provide answers to your questions. Learn more about the resources we offer to allow you to make informed decisions about your home loan.
Home Loan Rates
Mortgage Calculators
Find Answers to your Home Loan Questions
Mortgage Loans We Offer
Fixed-rate mortgages
Your interest rates stay the same so you can plan your finances around your repayments. Several oan terms available.
Adjustable-rate mortgages
Interest rates can change throughout the term of a loan after an initial fixed period. This is an ideal option for someone who is interested in a short-term ownership of their home.
FHA Loans
Loans are offered by the Federal Housing Administration and can help individuals overcome the barriers of buying a home, including reduced down payment requirements.
VA Loans
These loans offer benefits to individuals who have served in the armed forces and their families. Benefits include reduced down payment and income requirements.
Protect Your Home
American First Credit Union partners with TruStage Insurance to offer several forms of property insurance. Whether you're purchasing a house, buying a condo, or renting an apartment, we can provide you with coverage for your home.
Earn Rewards With CU Realty
Search, buy, sell and save... on your next home with American First! Together with CU Realty's HomeAdvantage™, we now offer a range of member benefits from finding a home to selling your property. When you use one of the agents in our network to buy or sell your home, you qualify to earn Cash Rewards at closing.
Our Home Lending Team
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Contact Me See My BioArt Garcia
Home Loan Consultant
NMLS: 1063425
Real Estate Lending
Phone: (714) 394-4242
Email: agarcia@amerfirst.org
CloseArt Garcia
Art has over 20 years of experience in residential lending, his last 6 years proudly with American First Credit Union. He specializes in purchase and refinancing of single-family residences. Over the years he has received numerous positive reviews and referrals due to his honesty and dedication to our members. He is also very involved in our community, as an active member of the La Habra Business Connection and various local business chambers. Art is a man of character that provides world-class member service and keeps our members as his top priority. -
Contact Me See My BioChristine Azurin
Home Loan Consultant
NMLS: 632942
Real Estate Lending
Phone: (562) 896-8282
Email: cazurin@amerfirst.org
CloseChristine Azurin
Christine has over 25 years of experience in residential lending. She specializes in Purchase, Refinance, Home Equity Loans of Single Family Residences. Over the years, she has earned numerous positive reviews with Yelp & Google and has received many referrals due to her honesty and knowledge that she provides to members. As a President's Club member for several years, she has proven to be a top producer due to her hard work, dedication, knowledge, and professionalism.
