Shopping Bags - Debit Card that is accepted at over 30,000 atms.

Your Dream. 

A card that is accepted everywhere you shop.

Debit Card

Convenient, Secure, and Free

American First Debit Card
  • Access to 30,000 Free ATMs
  • Use it everywhere MasterCard is accepted
  • Zero Liability* by MasterCard
  • Card control with CardValet

Our Debit card is free and comes with all of our checking plans. 

30,000 Free ATMs

You'll find many near your home or work, or wherever you find yourself!

Card Activation — 800.992.3808

Set or customize your 4-digit PIN on your debit card anytime.

UChoose Rewards®

Earn points every time you sign for your purchases. Register your card today and earn the most points in the shortest amount of time by signing for all of your purchases! 

Security Protection

Card Valet logo

The CardValet app lets you proactively manage your American First debit card in your wallet with the mobile device in your pocket. 

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Zero Liability*

Zero liability policy ensures that you only pay for what you've purchased. It provides protection for every card transaction, online and off, and gives you the ultimate in shopping security.

Fraud Watch

Your card usage is monitored 24 hours, seven days a week. If we detect unusual activity on your card, we may temporarily block activity until we can verify that you authorized the charges.

Lost/Stolen Card Reporting

Enjoy peace of mind knowing that if your card is ever lost or stolen, assistance is only a phone call away at 800.290.1112.

Debit Card Benefits

24-Hour Cardmember Service


Need Help With Your Debit Card?

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*U.S.- issued cards only.  Zero Liability policy does not apply to commercial cards ATM transactions, or to PIN transactions not processed 


Never share your PIN and/or card number with anyone, as you may be responsible for any transactions made by others with or without your permission. You can change your PIN at any branch of American First, or by calling 800.992.3808. If you suspect someone has your PIN and/or card number, call immediately to have your card blocked.

Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify us immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued.