Debit Card

Use it everywhere Mastercard® is accepted

image of debit card
Access to 30,000 Free ATMs

Text 91989 with your zip code to find the closest ATM. 

Card Activation — 800.992.3808

Set or customize your 4-digit PIN on your debit card anytime.

UChoose Rewards®

Earn points every time you sign for your purchases. Learn more about how you can register your card and start earning points! 

Security Protection

Card Valet logo

The CardValet app lets you proactively manage your American First debit card in your wallet with the mobile device in your pocket. 

Apple Pay
Apple Pay

Apple Pay - An easier way to pay without reaching for your wallet. Make secure purchases with your American First debit or credit card in stores, in apps, and on the web.

Travel with Confidence

Let us know when you’re traveling to another state or going outside the United States by calling 800.290.1112 or sending us a secure message

  1. Let us know of your travel plans
  2. Update your contact information with us in case we need to reach you
  3. Use CardValet for instant alerts to your mobile phone

Zero Liability*

Zero liability policy ensures that you only pay for what you've purchased. It provides protection for every card transaction for ultimate shopping security in-stores and online. 

Fraud Watch

Your card usage is monitored 24 hours, seven days a week. If we detect unusual activity on your card, we may temporarily block activity until we can verify that you authorized the charges.

​Fraud Prevention Center

Lost/Stolen Card Reporting

Enjoy peace of mind knowing that if your card is ever lost or stolen, assistance is only a phone call away at 800.290.1112.

Debit Card Benefits

24-Hour Cardmember Service


Need Help With Your Debit Card?

Call Us
E-Mail Us Locate a Branch

*U.S.- issued cards only.  Zero Liability policy does not apply to commercial cards ATM transactions, or to PIN transactions not processed 


Never share your PIN and/or card number with anyone, as you may be responsible for any transactions made by others with or without your permission. You can change your PIN at any branch of American First, or by calling 800.992.3808. If you suspect someone has your PIN and/or card number, call immediately to have your card blocked.

Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify us immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued.