For Your Personal Needs
When you’re ready to do something fun, or you need to get something important, our Personal Loans could be a great solution.
Find the Loan Service that’s right for you:
Line of Credit
Get a credit line up to $25,000 for any purpose, or use it as an overdraft source on your Checking Account. You only make payments on the portion you use.
This low-cost loan is great for any purpose, and you get one lump sum you pay back within 60 months.
Features of Line of Credit and Signature Loans include:
- Loan amounts from $500 to $25,000.
- Fixed low rate.
- Terms up to 60 months available.
Savings Secured Loans
This is a great way to establish credit. Borrow up to 100% of your savings while you continue to earn dividends. Repay the loan at just 3.50% plus your savings rate.
Certificate Secured Loans
If you need to borrow money and have a Share Certificate of Deposit with us, you can borrow up to 90% of your Certificate funds. Your fixed rate is just 3.50% plus the Certificate rate. This way, you can get the money you need, maintain your Certificate, and continue to earn dividends. It's a great way to avoid penalties for withdrawing Certificate funds before the maturity date.