Nice view of the back of a modern sleek house with a pool

Save More. Earn More.

Open an account today and watch your money grow with us.

Money Market

Making Your Money Work for You

Money Market accounts are easy-to-access and pay higher dividends than Regular Savings. They’re perfect when you want to save for those larger life-goals and still want to be able to get to your money when you want or need to.

Open a Savings Account

Premium Money Market

Open your account with just $2,500 minimum opening deposit.

Savings Product Comparison       Effective as of 6/1/20

Savings Accounts*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
Savings $50 $500 0.10% 0.10%
$50 $3000 0.15% 0.15%
Safari Club Age 12 or Younger $5 $5 0.25% 0.25%
Start Smart Ages 13 - 17 $5 $5 0.25% 0.25%
Holiday Club $5 $5 0.25% 0.25%
Goal Setter $50 $500 0.10% 0.10%
$50 $3,000 0.15% 0.15%
Premium Money Market $2,500 $2,500 0.15% 0.15%

$10,000 0.20% 0.20%

$50,000 0.30% 0.30%

$100,000 0.40% 0.40%
IRA Savings $50 $500 0.20% 0.20%
Direct Deposit Certificate Builder  $10 $10 0.40%  0.40% 

Need Help With Your Money Market Account?

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*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. 
**Balances under minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details.

A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. Membership is open to individuals who live, work, worship or attend school in Orange County or in the 16 qualified cities in southern California, work at an affinity group, or are members of the Children’s Museum of La Habra or have a family member, or live with, someone who has a current membership account with us. Each family/household member is eligible to open an individual membership account.