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CO-OP Locations

Our Members are Covered From Coast to Coast

In addition to our three branch locations, American First Credit Union participates in the CO-OP network which allows our members to access over 30,000 surcharge-free ATMs and more than 5,000 shared branch locations across the nation. This network gives you more direct, surcharge-free* access to your money than most traditional bank customers have.

CO-OP Locator

CO-OP services at some locations may be limited due to COVID-19 changes. Please call the shared branch before you visit.


A nationwide network of nearly 30,000 surcharge-free ATMs, and 9,000+ will accept deposits. ATM terminals within the network can be found at many credit unions and select retail locations including 7-Eleven®, Walgreens, and Costco®. Text 91989 with your zip code to find an ATM near you.

CO-OP Shared Branch
Thousands of credit unions have joined together in a cooperative effort to bring a new level of convenience to members. You can access your accounts and conduct business nationwide at any of the participating credit union locations within the CO-OP Shared Branch network, just as if you were at your home branch.

*Fees may be assessed by participating credit unions for some service(s).

CO-OP SPRIG APP - For members who belong to multiple credit unions

Sprig is the ultimate virtual credit union wallet-with P2P payments to anyone plus all your accounts from all your credit unions together in one spot. It's as convenient as your laptop, smartphone, or tablet and accessible anytime, day or night. Access your accounts, transfer between accounts, pay loans from one credit union account to another, make person-to-person payments-from virtually anywhere.

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