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Debt Protection Services

Get peace of mind with Debt Protection. Debt Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process. Debt protection is available for all consumer loans at American First Credit Union.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Debt Protection will cancel or reduce repayment of your loan debt. Help lessen your worries about paying loans during a time when your income may be reduced or lost.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary Unemployment

Please contact your Loan Representative or refer to the Loan Agreement for a full explanation of the terms of Debt Protection.

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