
Premium Money Market
Earn More at Every Tier
Our Premium Money Market account rewards you for saving more. As your balance grows, you unlock higher dividend rates, helping your money work harder while maintaining convenient access to your funds. It's a smart way to maximize your earnings without sacrificing flexibility.
- Open account in minutes with a $2,500 opening deposit
- Four rate tiers based on account balance
- Maintain easy access to your funds
- Funds can be used for overdraft protection to a linked checking account
Premium Money Market Rates
As of 06/13/2026
Account
Opening Deposit
Minimum Balance for APY
Dividend Rate
APY
Premium Money Market
$2,500
$2,500*
$10,000
$50,000
$100,000
0.07%
0.10%
0.20%
0.25%
0.07%
0.10%
0.20%
0.25%
APY = Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period. *Balances under $2,500 are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.