Security Update

We will NEVER ask you for sensitive personal identification information via email, phone, or social media unless you contact us. If you suspect fraud or spam, please notify us right away at 800-290-1112.

Skip to Content
Close Icon

Premium Money Market

Earn a Better Rate With a Higher Balance

Money Market accounts allow you to build your savings faster while maintaining convenient access to your funds. They’re perfect when you want to save for those larger life-goals and still want to be able to get to your money when you need to. Our Money Market accounts feature four rate tiers based on your balance.

  • $2,500 to $9,999.99
  • $10,000 to $49,999.99
  • $50,000 to $99,999.99
  • $100,000 or more

Open a Money Market Account

Earn Higher Rates

As of 10/24/2020

Account

Opening Deposit

Minimum Balance for APY

Dividend Rate

APY

Premium Money Market

$2,500

$2,500
$10,000
$50,000
$100,000

0.05%
0.05%
0.20%
0.30%

0.05%
0.05%
0.20%
0.30%

Big Prize Savings

$25
 

$500
$3,000

0.05%
0.05%

0.05%
0.05%

Regular Savings

$50
 

$500
$3,000

0.05%
0.05%

0.05%
0.05%

Preferred Interest Checking

$50
 

$0.01 - $1,499.99
$1,500 and up

0.10%
0.15%

0.10%
0.15%

APY = Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period. Balances under minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details.

Money Market Rates vs. CD Rates

As of 10/24/2020

Term

Opening Deposit

Dividend Rate

APY

3 Month

$1,000

0.25%

0.25%

6 Month

$1,000

0.35%

0.35%

12 Month

$1,000

0.55%

0.55%

24 Month

$1,000

0.75%

0.75%

36 Month

$1,000

0.85%

0.85%

48 Month

$1,000

0.90%

0.90%

60 Month

$1,000

1.00%

1.00%

The minimum deposit to open and earn stated Annual Percentage Yield (APY) on share certificates at American First Credit Union is $1,000. Rates subject to change at any time. Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings. No maximum deposit. 

Learn More
Icon of Bank with Us

Bank with Us

Bank with Us
Icon of Membership Application Status

Membership Application Status

Membership Application Status
Icon of web and people

Resources/Education

Resources/Education
Icon of Checking Accounts

Checking Accounts

Checking Accounts
Icon of handshake

Digital Services

Digital Services
Icon of questions

FAQs

FAQs
Aa Aa Aa