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Vehicle Protection Services

Protection We Offer

Whether you're looking to protect your assets or make sure you're covered if your vehicle breaks down, we can help. Gain peace of mind knowing that American First Credit Union has gone the extra mile to help keep you and your family financially secure.

Image of secured Extra Protection for Your Vehicle Browse TruStage Discounts

We partner with TruStage™ to offer extra insurance coverage at special pricing to protect your vehicles and more.  

Image of mechanical protection Major Mechanical Protection (MMP)* Contact Us for a Quote

Major Mechanical Protection (MMP) provides borrowers coverage when their vehicle breaks down. MMP helps extend the life of their vehicle and, oftentimes, pays for itself with one repair. Contact us to learn more.

Image of gap insurance Guaranteed Asset Protection (GAP)* Contact Us for a Quote

Pays the difference between what you owe on your vehicle and what your insurance will pay if it is totaled or stolen. And, if you choose this coverage and need to use it, we will give you $1,000 towards your next purchase if you finance with American First. GAP Coverage is available for all vehicle loans at American First within 30 days of purchase. Contact a representative to learn more.

Image of deed Debt Protection* Learn More

Avoid financial delinquency, default, or foreclosure if a protected life event occurs. Available for credit cards, personal loans, and vehicle loans. 

*Your purchase of AFCU Debt Protection, Guaranteed Asset Protection (GAP) and Major Mechanical Protection (MMP) are optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your Loan Representative or refer to the Loan Agreement for a full explanation of the terms of Debt Protection.

Products are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.

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