Today's Rates - Savings

Getting Ready for the Big Dreams

So, you’ve got a big dream…a car, a house, college. Then you need a way to save, and we’ve got plenty of choices...     See rates below:

Open a Savings AccountLearn More About Our Savings Accounts

Savings Rates      Effective as of  2/01/18

Savings Account*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
APY
 Big Prize Savings $25  $500 0.15% 0.15% 
  $25 $3,000 0.20% 0.20%
Regular Savings $50 $500 0.15% 0.15%

$50 $3,000 0.20% 0.20%
Safari Club Age 12 or Younger $5 $5 0.40% 0.40%
Start Smart Ages 13 - 17 $5 $5 0.40% 0.40%
Holiday Club $5 $5 0.40% 0.40%
Goal Setter $50 $500 0.15% 0.15%
$50 $3,000 0.20% 0.20%
Premium Money Market $2,500 $2,500 0.30%

0.30%





$10,000 0.35%

0.35%


$50,000 0.45% 0.45%


$100,000 0.55% 0.55%
 IRA Savings $50 $500 0.35% 0.35%
 Direct Deposit Certificate Builder  $10  $10  0.55%  0.55% 

Certificate Term Comparison      Effective as of 12/1/2018

Account Period
Opening Deposit & 
Minimum Balance for APY
Dividend Rate
APY
3 month $1,000 1.00% 1.00%
6 month $1,000 1.34% 1.35%
12 month $1,000 1.73% 1.75%
24 month $1,000 2.03% 2.05%
36 month $1,000 2.23% 2.25%
48 month  $1,000 2.37% 2.40%
60 month $1,000 2.62% 2.65%
 
      White peaks 
      New Heights Certificate  
      
      Earn 2.50%APY on a new 13-Month Certificate Account on new deposits / new funds^ of $1,000 or more!

      Open Your Account Today.

       ^New Deposits / New Funds is defined as money not currently on deposit with American First Credit Union, or with equal amount of
       new money combined with existing funds on deposit. Ask an associate for details and how you can participate.


Need Help With Your Savings Rate?

Call Us
800.290.1112
E-Mail Us Locate a Branch

*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. 

**Balances under minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details.

^ Annual Percentage Yield (APY) as of 12/31/18, subject to change without notice. Minimum deposit for New Heights Certificate to open and earn stated APY is $1,000. No maximum deposit. Promotional 13-month Certificate must be opened with new money not currently on deposit at the Credit Union, or with equal amount of new money combined with existing funds on deposit. Offer available on personal accounts only. Membership eligibility and a one-time $5 lifetime membership fee may apply for new members. See us for details.  A penalty may be imposed for early withdrawals before maturity and after the 7-day grace period. Fees could reduce earnings.