Today's Rates - Savings

Getting Ready for the Big Dreams

So, you’ve got a big dream…a car, a house, college. Then you need a way to save, and we’ve got plenty of choices...     See rates below:

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Savings Rates      Effective as of  3/1/2019

Savings Account*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
APY
 Big Prize Savings $25 $500 0.15%  0.15%
  $25  $3,000  0.20%  0.20%
Regular Savings $50 $500 0.15% 0.15%

$50 $3,000 0.20% 0.20%
Safari Club Age 12 or Younger $5 $5 0.40% 0.40%
Start Smart Ages 13 - 17 $5 $5 0.40% 0.40%
Holiday Club $5 $5 0.40% 0.40%
Goal Setter $50 $500 0.15% 0.15%
$50 $3,000 0.20% 0.20%
Premium Money Market $2,500 $2,500 0.30%

0.30%





$10,000 0.35%

0.35%


$50,000 0.45% 0.45%


$100,000 0.55% 0.55%
 IRA Savings $50 $500 0.35% 0.35%
 Direct Deposit Certificate Builder  $10  $10  0.55%  0.55% 

Certificate Rates      Effective as of 11/1/2019

Account Period
Opening Deposit
Dividend Rate
APY
3 month $1,000 1.00% 1.00%
6 month $1,000 1.34% 1.35%
7 month
New Money Special*
$1,000 1.73% 1.75%
12 month $1,000 1.59% 1.60%
13 month
New Money Special*
$1,000 1.78% 1.80%
24 month $1,000 1.78% 1.80%
36 month $1,000 1.83% 1.85%
48 month  $1,000 1.93% 1.95%
60 month $1,000 2.03% 2.05%

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*Minimum deposit to open and earn stated Annual Percentage Yield (APY) on share certificates at American First Credit Union is $1,000. APY as of 11/1/19. No maximum deposit. 7-month and 13-month Certificate Specials must be opened with new money not currently on deposit at the Credit Union, or with equal amount of new money combined with existing funds on deposit. Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates subject to change at any time. Limited time only.

**Balances under minimum are subject to monthly service fees. Refer to service pricing for details.

A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. Membership is open to individuals who live, work, worship or attend school in Orange County or in the 16 qualified cities in southern California, work at an affinity group, or are members of the Children’s Museum of La Habra. Each family member is eligible to open an individual membership account.