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Get a Checking Account tailored just for you.

Totally Free Checking

"I want a FREE account that’s really FREE!"

  • Our most popular checking account!
  • FREE first order of checks
  • No minimum balance
  • No monthly service charge

Easy Interest Checking

"I have direct deposit or an auto payment.”

  • FREE first order of checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

50+ Interest Checking

"I am age 50 or better."

  • FREE first order of checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Preferred Interest Checking

"I keep a higher balance in my account.”

  • FREE first order of checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $8 monthly charge if daily minimum balance falls below $1,500

American First Checking Accounts to Fit Your Needs

Choose the account that's right for you and receive all the benefits of becoming an American First member. Plus, get a free gift when you open a checking account or refer a friend to open an account!

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Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See Schedule of Fees and Services for details. Offer good on personal accounts only; ask us about our outstanding options for your business or corporation. Credit Union rules and regulations apply. Minimum opening deposit is only $50.

A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. Membership is open to individuals who live, work, worship or attend school in Orange County or in the 16 qualified cities in southern California, work at an affinity group, or are members of the Children’s Museum of La Habra. Each family member is eligible to open an individual membership account.