uChoose Rewards®

Get rewarded for purchases using your American First debit or credit card. You'll earn uChoose Rewards points and redeem rewards for free on all signature (PIN-less) transactions at any retailer, online, and when a card is used for a payment by phone.

Register today!


Always say credit! Choose "credit" on all transactions since only signature-based transactions earn points. If prompted for a PIN, but would rather sign for the purchase to earn points, simply ask the cashier to run the transaction as credit.            

Shopping with uChoose Rewards

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Earn points with uChoose Rewards



Use your debit or credit card for any qualifying online or in-store purchase, or to pay bills.
Earn points when you use your card! Get even more points at participating retailers. Redeem your rewards for hundreds of options such as travel, concerts, restaurants, electronics, gift cards, and more!


Check out some of the rewards you can get! To see the complete list of rewards, sign-up at uChooseRewards.com

  Airplane landing during travel
  Gift card options available
 Gift Cards
  Electronics Apparel and More
• Concerts
• Sports
• Theater
• Hotels
• Cruises
• Adventure
  • Amazon
• Target
• Apple
• Southwest
  • Electronics
• Apparel
• Movies
• and more!


                                                                    Check My Points 

Frequently Asked Questions
How do I register?How do I register?
Go to uchooserewards.com to register today. Here are some easy instructions to get started.
How do I earn points?How do I earn points?
Sign-up for uChoose Rewards to earn 1 point for every $2 for each time you use your American First card and sign for your purchases.
Where can I earn points?Where can I earn points?
You earn points everywhere your card is accepted.
When can I redeem my points?When can I redeem my points?
It can take up to 60 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your uChoose Rewards Points available for redemption on the My Rewards page to see how many points you have available for redemption.
Where can I view my point activity?Where can I view my point activity?
You can access the history of your point activity on the My Rewards page.
Can I share my points with family members?Can I share my points with family members?
Yes, all cards within an account automatically earn points together. In addition, if you have multiple credit accounts with American First Credit Union you can link them together to earn rewards faster. Visit the Profile page to link more accounts to your program.
How much does it cost to participate?How much does it cost to participate?
There is no cost. Membership in uChoose Rewards is absolutely free for American First Credit Union cardholders, so start shopping and earning today.
What if I stopped at a participating retailer, but my points are not showing up?What if I stopped at a participating retailer, but my points are not showing up?
It can take up to 30 days for transactions to appear on the My Rewards page. If points from a qualified transaction do not appear after 30 days, contact your uChoose Specialist at service@uchooserewards.com.
Do my points expire?Do my points expire?
Yes, you have 24 months to use your uChoose Rewards points for anything of your choice from hundreds of options.
Am I automatically enrolled during AFCU promotions if I'm already registered?Am I automatically enrolled during AFCU promotions if I'm already registered?
Yes, if your cards are already registered you automatically earn promotional points during the length of our promotions.
What if I have another question?What if I have another question?
If you have other questions not answered here, you can contact your uChoose Specialist at service@uchooserewards.com or fill out this form.

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