uChoose Rewards banneruChoose Rewards trademark

with your American First Debit or Credit Card 

Be sure to register your card(s) and earn points on all signature-based transactions!  

Shopping with uChoose Rewards

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Earn points with uChoose Rewards



Use your debit or credit card for any qualifying online or in-store purchase, or to pay bills.
Earn points when you use your card! Get even more points at participating retailers. Redeem your rewards for hundreds of options such as travel, concerts, restaurants, electronics, gift cards, and more!


Check out some of the rewards you can get! To see the complete list of rewards, sign-up at uChooseRewards.com

  Airplane landing during travel
  Gift card options available
 Gift Cards
  Electronics Apparel and More
• Concerts
• Sports
• Theater
• Hotels
• Cruises
• Adventure
  • Amazon
• Target
• Apple
• Southwest
  • Electronics
• Apparel
• Movies
• and more!

Always say credit! Choose "credit" on all transactions since only signature-based transactions earn points. If prompted for a PIN, but would rather sign for the purchase to earn points, simply ask the cashier to run the transaction as credit.              

                                                                    Check My Points 

Frequently Asked Questions
How do I earn points?How do I earn points?
Sign-up for uChoose Rewards to earn 1 point for every $2 for each time you use your American First card and sign for your purchases.
Where can I earn points?Where can I earn points?
You earn points everywhere your card is accepted.
When can I redeem my points?When can I redeem my points?
It can take up to 60 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your uChoose Rewards Points available for redemption on the Point Details page to see how many points you have available for redemption.
Where can I view my point activity?Where can I view my point activity?
You can access the history of your point activity on the Point Details page.
Can I share my points with family members?Can I share my points with family members?
Yes, all cards within an account automatically earn points together. In addition, if you have multiple credit accounts with American First Credit Union you can link them together to earn rewards faster. Visit the Profile page to link more accounts to your program.
How much does it cost to participate?How much does it cost to participate?
There is no cost. Membership in uChoose Rewards® is absolutely free for American First Credit Union cardholders, so start shopping and earning today.
What if I stopped at a participating retailer, but my points are not showing up?What if I stopped at a participating retailer, but my points are not showing up?
It can take up to 30 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 30 days, contact your uChoose Specialist at service@uchooserewards.com.
What if I have another question?How much does it cost to participate?
If you have other questions not answered here, you can contact your uChoose Specialist at service@uchooserewards.com or fill out this form.

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