• APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. 0.50% discount on standard, non-promotional APR available for automatic payment from an American First Credit Union account. If the automatic payment option is cancelled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. Additional terms may apply; contact us for more information.
*This APR will vary with the market based on the Prime Rate, as published under "Money Rates" in The Wall Street Journal.
**Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by our Credit Card, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify us immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued.
^This offer is available to new card accounts only; one bonus awarded per card account. Card must be opened by 2/15/16, and registered at www.uchooserewards.com by 3/15/16. Bonus points will be paid by 4/30/2016.