Credit Cards

Safety and benefits in one convenient card

The American First Mastercard® Credit Card is designed around the way you live. Vacation or stay-cation? You'll enjoy one low rate no matter how you use your card!


Apply for a Credit Card


Credit Card Benefits

Classic Credit Card

Share Secured Credit Card

No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Online Access and e-Statements
25-Day Interest-Free Grace Period
 UChoose Rewards Points
 Details on Rate, Fees and Other Cost Information
Annual Percentage Rate* for Purchases, Balance Transfers, and Cash Advances 9.20% to 18.20%
based on your creditworthiness
To help build history. It's a secured card by a savings account held as collateral
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at

Credit Card Benefits

24-Hour Cardmember Service

Available via toll-free number 800.290.1112, 24 hours a day, 365 days a year.

Need Help With Your Credit Card?

Call Us
E-Mail Us Locate a Branch

• APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. 0.50% discount on APR available for automatic payment from an AFCU account. If the automatic payment option is cancelled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. Additional terms may apply; contact the Credit Union for more information. This APR will vary with the market based on the Prime Rate, as published under "Money Rates" in The Wall Street Journal.