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The American First Mastercard®


Save money with low rates while maximizing your savings with the security and convenience of the American First Mastercard®.

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Card Features More Benefits
uChoose Rewards Apple Pay
No Cash Advance Fee Online and Mobile Banking
No Balance Transfer Fee Convenient payments online, by phone, or at credit union branch
No Annual Fee Use of Overdraft Protection for your AFCU Account
Stay Secure with CardValet 25-Day Interest-Free Grace Period

Now, keeping your cards safe is as easy as sending a text with Text Fraud Monitoring.

Choosing Mastercard could surprise you with $1,000

Credit Card Benefits

24-Hour Cardmember Service

Available via toll-free number 800.290.1112, 24 hours a day, 365 days a year.

Details on Rates, Fees and Other Cost Information
Annual Percentage Rate* for Purchases, Balance Transfers, and Cash Advances (with automatic payment discount applied) 8.45% to 17.45%

based on your creditworthiness

To help build history. It's a secured card by a savings account held as collateral
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at

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APR(Annual Percentage Rate) subject to change at any time without notice. Best rate is for top tier credit, subject to approval. A 0.50% discount on APR is available for automatic payments from an AFCU account. If the automatic payment option is cancelled at any time, the rate on the entire outstanding and future balance will subsequently increase by 0.50%. This APR will vary with the market based on the Prime Rate as published under "Money Rates" in The Wall Street Journal. Additional terms may apply; contact the Credit Union for more information.

For new applications, a membership account will be established at time of account opening and a lifetime membership fee of $5 will be requested.

Share Secured Loans have a maximum loan amount of $5,000 per member; and a maximum loan amount of $1,500 for memberships 12 months or newer.