Credit Card promotion 0% Intro APR with balance transfer

Celebrate A New You

Introducing the American First Credit Card

No Annual Fee Credit Card

American First Credit Card

New Year, New Cardmember Offer
Take advantage of our 0% promotional APR* and make your request to us by March 15, 2018.

Simply transfer balances from higher-rate credit cards to your new American First card at time of account opening, up to your available credit line. Use the convenient Balance Transfer Certificate to pay off other cards or creditors at one time!  
Online and Mobile Banking           uChoose Rewards
No Cash Advance Fee Convenient payments online, by phone, or at credit union branch
No Annual Fee Use of Overdraft Protection for your Checking Account
CardValet 25-Day Interest-Free Grace Period

The convenient card all year long - rates as low as 9.70% APR*

                                                         (with automatic payment discount applied) 

Apply for a Credit Card Balance Transfer Certificate

​If you've been pre-approved, call 800.290.1112 to accept your offer!

Details on Rates, Fees and Other Cost Information
Annual Percentage Rate* for Purchases, Balance Transfers, and Cash Advances (with automatic payment discount applied) 9.70% to 18.70%

based on your creditworthiness

To help build history. It's a secured card by a savings account held as collateral
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at

Credit Card Benefits

24-Hour Cardmember Service

Available via toll-free number 800.290.1112, 24 hours a day, 365 days a year.

Need Help With Your Credit Card?

Call Us
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* APR (Annual Percentage Rate) subject to change at any time without notice. 0% intro APR available only on accounts opened on or after 01/01/18 and thru 03/15/18. Best rate is for top tier credit, subject to approval. A 0.50% discount on APR is available for automatic payments from an AFCU account. If the automatic payment option is cancelled at any time, the rate on the entire outstanding and future balance will subsequently increase by 0.50%.  This APR will vary with the market based on the Prime Rate as published under "Money Rates" in The Wall Street Journal. Rates valid as of 01/01/2018. Click here for Terms & Conditions. Additional terms may apply; contact the Credit Union for more information. 

For new applications, a membership account will be established at time of account opening and a lifetime membership fee of $5 will be requested.

Share Secured Loans have a maximum loan amount of $5,000 per member; and a maximum loan amount of $1,500 for memberships 12 month or newer.