* APR (Annual Percentage Rate) subject to change at any time without notice. Best rate is for top tier credit, subject to approval. A 0.50% discount on APR is available for automatic payments from an AFCU account. If the automatic payment option is cancelled at any time, the rate on the entire outstanding and future balance will subsequently increase by 0.50%. This APR will vary with the market based on the Prime Rate as published under "Money Rates" in The Wall Street Journal. Rates valid as of 01/01/2017. Click here for Terms & Conditions. Additional terms may apply; contact the Credit Union for more information.
** BALANCE TRANSFERS: If introductory/promotional rate is applied, there is a 3% balance transfer fee for each transfer made during the promotional period. To receive the 0% intro/promotional APR, balance transfers must be requested at time of account opening. If standard (non-promotional) rate is applied to the balance transfer, there is no balance fee. Balance Transfers will be made in the order listed once the card account is opened, up to 97% of the credit limit. Transfers cannot be applied to an AFCU loan.
For new applications, a membership account will be established at time of account opening and a lifetime membership fee of $5 will be requested.