Happy people doing mobile banking in the park

Powerful Banking Anywhere.

Stay securely connected to your money.

Mobile Banking

Banking on Your Own Schedule

With American First Mobile, you'll have easy, secure financial control how, where and when you need it. And, with Mobile Banking you can deposit checks into your account anytime, transfer funds, pay people, and more!

Smartphone displays American First's mobile banking and the logo of the mobile app
The American First Mobile app gives you the ability to:
  • Make mobile deposits with your smartphone
  • Check your balance
  • Transfer money between accounts
  • Schedule bill payments
  • Pay people with Zelle®
  • Set text alerts
  • Make a loan payment 
  • Locate nearest branch or ATM

The mobile app is available for Apple and Android devices.

Get our app on iTunesGet our app on Google Play

Now Available!
Transfer Your Money To/From Almost Anywhere

When you use Online and Mobile Banking, External Account Transfers let you move your funds to/from another bank, credit union, or brokerage firm to your American First accounts quickly and securely. Use External Account Transfers to:

  • Send and receive one-time transfers
  • Schedule future transfers and recurring transfers
  • Pay your American First loans^
  • Choose between standard or next-day delivery*

First Time Logging in to Our Mobile App?

Follow these easy steps to set up your Mobile access:

  1. Download the American First Mobile app
  2. Open the app and authenticate your mobile access
  3. Enjoy the convenience of having access to your accounts at your fingertips 24/7

Using Mobile Deposit is Simple: 

endorse your check

Step 1 - Endorse Your Check

Endorse the back of your check first. Print the words FOR MOBILE DEPOSIT ONLY below your signature to ensure timely processing. 

+ Proper Mobile Check Endorsement: Q&A (Click to expand)- Proper Mobile Check Endorsement: Q&A (Click to retract)

Is this an American First Credit Union change or is this a requirement for all financial institutions? This requirement comes from a banking regulation change and applies to all mobile deposits at all financial institutions. It’s not just a change for credit union members.

Is this endorsement required on all checks deposited? No, this endorsement only applies to mobile deposits and is not required when you visit a branch to deposit a check or if you send your check deposits by mail.

Why is this endorsement required? It's so much longer than a regular endorsement. This change is being implemented to protect your deposit so that it’s not accidentally presented at another financial institution when it’s already been deposited via the mobile app, and causing a returned check fee to you.

Can I use the check box in the endorsement area rather than using this endorsement? No, the mobile deposit check box and space for the date is for your record keeping and unfortunately does not meet the new requirement for mobile deposits. Always print 'For Mobile Deposit Only' beneath your signature endorsement to ensure timely processing of your funds.

If I am depositing a check for my business do I need to sign my name with the mobile deposit endorsement? No, business members should endorse the check to whom it is made payable and print 'For Mobile Deposit Only' underneath.

tap snap send mobile deposit

Step 2 - Take a Picture

Simply take a photo of both sides of your check using the the American First Mobile App and tap 'submit.' Your check will automatically be deposited into your account with proper endorsement.

Once the money is in your account, void your check and save it for 30 days. Depending on the amount of the check, deposit amount may not be immediately available for withdrawal.

To ensure timely posting of your mobile check deposits, print FOR MOBILE DEPOSIT ONLY below your endorsement on the back of the check. Mobile deposits will be rejected if not properly endorsed. If you are not yet using the American First Mobile app, download the free app and deposit checks directly to your account, without a trip to the bank. 

There is no fee to use External Account Transfers for incoming funds, and only $1 for outgoing funds. Minimum transfer limit is $10.
 *Standard delivery cut-off is 11pm PT and next-day delivery cut-off is 5pm PT. Outbound/inbound daily and monthly limits apply.
^Open to all American First share and consumer loans, not available for share certificates, IRAs, and commercial real estate loans. Use our Online Loan Payment service or telephone banking to pay these and other American First loans if you don’t use account transfers within Online and Mobile Banking.

Need Help With Online or Mobile Banking?

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