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Save More. Earn More. 

Open an account today and watch your money grow with us.


Getting Ready for the Big Dreams

So, you’ve got a big dream…a car, a house, college. Then you need a way to save, and we’ve got plenty of choices.

If You're Interested in...

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Building a Savings

Make it easy to save by setting up an automatic savings program with direct deposit or payroll deduction. Think of it like a bill you have to pay regularly – only you’re paying yourself!

Open an Account

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Setting a Goal

You name this account yourself, so you can stay focused and track your progress easily. Save for a special vacation, college expenses, or anything you choose.

Open an Account

Savings Product Comparison       Effective as of 11/1/18

Savings Accounts*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
Savings $50 $500 0.15% 0.15%
$50 $3000 0.20% 0.20%
Safari Club Age 12 or Younger $5 $5 0.40% 0.40%
Start Smart Ages 13 - 17 $5 $5 0.40% 0.40%
Holiday Club $5 $5 0.40% 0.40%
Goal Setter $50 $500 0.15% 0.15%
$50 $3,000 0.20% 0.20%
Premium Money Market $2,500 $2,500 0.30% 0.30%

$10,000 0.35% 0.35%

$50,000 0.45% 0.45%

$100,000 0.55% 0.55%
IRA Savings $50 $500 0.35% 0.35%
Direct Deposit Certificate Builder  $10 $10 0.55%  0.55% 

Saving Tools and Planning Calculators

Need Help With Your Savings Account?

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*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. 
**Balances under minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details.

A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. Membership is open to individuals who live, work, worship or attend school in Orange County or in the 16 qualified cities in southern California, work at an affinity group, or are members of the Children’s Museum of La Habra. Each family member is eligible to open an individual membership account.