You automatically earn more chances to win when you build your savings account.

prize list

Welcome to the Big Prize Savings account exclusively available at American First Credit Union. It's a savings account that helps you build your savings while you earn chances to win big monthly, quarterly, or yearly cash prizes! Earn chances to win just by keeping at least $500 in your account every day.

We are committed to helping you create a habit of saving better. You can earn chances to win cash prizes just for saving extra each pay period or moving money into this account. Plus, it's a smart way to build an emergency fund, and there's nothing to lose!

Open your Big Prize Savings


                      Meet our first $50,000 Grand Prize Winner!                       

Nick H. (2019 Grand Prize Winner - Brea, CA)

“I'm still dreaming, I haven't woken up from my dream. My family won't believe me when I tell them how much I won.”

View our recent winners! 

Share the Excitement

Tell your friends! The Big Prize Savings account has no fees and simply rewards you for saving. It works just like a regular savings account, except you earn chances to win cash prizes with your $500 minimum average monthly daily balance – no strings attached.

You could be our next big winner!

Sign Up Now

Current Dividend Rates - Big Prize Savings  Effective 6/1/20

Savings Accounts
Opening Deposit
Minimum Balance for APY
Dividend Rate
 Big Prize Savings $25 $500 0.10% 0.10%
  $25  $3,000 0.15% 0.15%

Need Help With Your Big Prize Savings Account?

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*APY=Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period.

^Must be 18 years of age or older to open a Big Prize Savings Account. $25 opening deposit required. A minimum of $500 average monthly daily balance is required to be eligible for prize drawings. The standard dividend rate applies with a minimum balance of $500. Exclusions for AFCU employees, volunteers, family members, and their households apply. Personal accounts only. Other exclusion may apply. Official Big Prize Savings Rules can be found here. The Official Big Prize Savings Rules on this site supersede all print, digital, and other marketing material.

A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. Membership is open to individuals who live, work, worship or attend school in Orange County or in the 16 qualified cities in southern California, work at an affinity group, or are members of the Children’s Museum of La Habra or have a family member, or live with, someone who has a current membership account with us. Each family/household member is eligible to open an individual membership account. Learn more.