Save More. Earn More. 

Open an account today and watch your money grow with us.


Getting Ready for the Big Dreams

Certificates are a good choice for longer-term saving. When you have a little time before you need your money, these accounts offer competitive yields that are higher than Regular Savings.

Open your Certificate with as little as $1,000 for the term that meets your needs. Certificate terms range from 3 to 60 months, where your funds are earning dividends until the Certificate matures and funds are available to you.

Direct Deposit Certificate Builder

Savings Made Easy

Our Direct Deposit Certificate Builder is a great way to save toward a Certificate. Here’s how it works: Save regularly through Direct Deposit and earn a higher yield than regular savings. Start today by choosing:

$10 minimum opening deposit, or Automatic deposits of $10 or more per week.

Then, when you've saved $1,000, your account will convert to a Certificate, which pays even higher dividends. Let your dreams begin!

Certificate Term Comparison       Effective as of 2/1/17

Account Period
Opening Deposit
Dividend Rate
3 month $1,000 0.35% 0.35%
6 month $1,000
0.55% 0.55%
12 month $1,000
0.85% 0.85%
24 month $1,000
1.10% 1.11%
36 month $1,000 1.30% 1.31%
48 month  $1,000 1.50% 1.51%
60 month $1,000 1.85% 1.87%

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* Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.