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Financial Wellness

Financial Wellness Counselors

We care about your financial wellness. That's why we've partnered with BALANCE to provide you with access to confidential, no-cost financial counseling services to help you develop a sensible budget for your financial life.

  • Budget plan
  • Money management
  • Debt repayment
  • Credit report review
  • Financial goal-setting
  • Identity theft solutions

Start Your Path

 

Free Financial Webinars 

April – Building Your First Budget (Youth)

A smart budget helps you cover your expenses and still buy some of the things you want. Find out how to make—and maintain—a budget based on your needs.

Session 1: Tuesday, April 13, 2021

Time: 10:30 a.m. PT / 1:30 p.m. ET

Session 2: Thursday, April 22, 2021

Time: 5:30 p.m. PT / 8:30 p.m. ET

Register Now

 
May – Financial First Aid 

A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors

Session 1: Tuesday, May 11, 2021

Time: 10:30 a.m. PT / 1:30 p.m. ET

Session 2: Thursday, May 20, 2021

Time: 5:30 p.m. PT / 8:30 p.m. ET

Register Now

 

Financial Wellness Checklist

1. Build an Emergency Savings (3 to 6 Months)

  • Open an account with us and take advantage of your member benefits
  • Determine how much you need in your savings account and by when
  • Use automated savings to pay yourself first!

2. Strengthen your Credit Score (FICO 720+)

3. Kick-off a Goals-Based Budget

4. Minimize Bad Debt (Credit Cards and Personal Loans)

5. Achieve Home Ownership

  • Contact us to discuss the Home Buying process
  • Call 888-456-2227 to speak with a certified financial counselor about how to prepare for home ownership
  • Or for online resources, visit amerfirst.balancepro.org

6. Tackle College Tuition (For You or Your Children)

  • It's never too soon to start saving for college with youth savings, Coverdell Education IRA solutions, and share certificate options
  • Determine how much you need for college and by when
  • Use automated savings to pay yourself first!
  • For other college savings options, like 529 Plans, speak with our Investment Advisor
  • Learn more about Student Loans

7. Prepare for Retirement and Your Future

8. Build Wealth and Gain Financial Freedom! (Be Debt Free)

  • For other options for your money, contact us
  • Call 888-456-2227 to speak with a certified financial counselor to assist you with wealth building advice
  • Or for online resources, visit amerfirst.balancepro.org
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