Financial Wellness Counselors
We care about your financial wellness. That's why we've partnered with BALANCE to provide you with access to confidential, no-cost financial counseling services to help you develop a sensible budget for your financial life.
- Budget plan
- Money management
- Debt repayment
- Credit report review
- Financial goal-setting
- Identity theft solutions
November Webinar – The Sandwich Generation: Strategies for Multigenerational Caregivers
Caring for both children and aging loved ones can strain time, finances, and emotional wellbeing. This workshop helps multigenerational caregivers understand competing financial demands, plan proactively, and access resources. Participants learn strategies to reduce stress, set boundaries, and support stability for themselves and their families.
Tuesday, November 10, 2026
Time: 10:30am PT / 1:30pm ET
Thursday, November 19, 2026
Time: 2:00pm PT / 5:00pm ET
Financial Wellness Checklist
1. Build an Emergency Savings (3 to 6 Months)
- Open an account with us and take advantage of your member benefits
- Determine how much you need in your savings account and by when
- Use automated savings to pay yourself first!
2. Strengthen your Credit Score (FICO 720+)
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
3. Kick-off a Goals-Based Budget
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
4. Minimize Bad Debt (Credit Cards and Personal Loans)
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
5. Achieve Home Ownership
- Contact us to discuss the Home Buying process
- Call 888-456-2227 to speak with a certified financial counselor about how to prepare for home ownership
- Or for online resources, visit amerfirst.balancepro.org
6. Tackle College Tuition (For You or Your Children)
- It's never too soon to start saving for college with youth savings, Coverdell Education IRA solutions, and share certificate options
- Determine how much you need for college and by when
- Use automated savings to pay yourself first!
- For other college savings options, like 529 Plans, speak with our Investment Advisor
- Learn more about Student Loans
7. Prepare for Retirement and Your Future
- It's never too soon to start saving for retirement, we have Traditional and Roth IRA options
- Determine how much you need for retirement and by when
- Use automated savings to pay yourself first!
- For other retirement savings options, speak with our Investment Advisor
- Or for online resources, visit amerfirst.balancepro.org
8. Build Wealth and Gain Financial Freedom! (Be Debt Free)
- For other options for your money, contact us
- Call 888-456-2227 to speak with a certified financial counselor to assist you with wealth building advice
- Or for online resources, visit amerfirst.balancepro.org
