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Financial Wellness

Financial Relief Hotline: (888)262-4327

Our hearts go out to all of those affected by the California fires. During these extremely difficult times, American First Credit Union has partnered with BALANCE to help you get your financial lives back on track at no cost to you. For immediate financial assistance due to an emergency, property loss, or another urgent money issue created as a result of the fires, we offer these special services:

 

Financial Wellness Counselors

We care about your financial wellness. That's why we've partnered with BALANCE to provide you with access to confidential, no-cost financial counseling services to help you develop a sensible budget for your financial life.

  • Budget plan
  • Money management
  • Debt repayment
  • Credit report review
  • Financial goal-setting
  • Identity theft solutions

Start Your Path

 

Free Financial Webinars 

October – Retirement Planning: The Basics  

Retirement is something most people look forward to, but may not have planned well in advance. Participants will learn how to harness the power of time, optimize investments to reach their long-term goals, and understand how the economy and taxes can impact their retirement dollars.

Session 1: Tuesday, October 13, 2020

Time: 10:30 a.m. PT / 1:30 p.m. ET

Session 2: Thursday, October 22, 2020

Time: 5:30 p.m. PT / 8:30 p.m. ET

Register Now


Financial Wellness Checklist

1. Build an Emergency Savings (3 to 6 Months)

  • Open an account with us and take advantage of your member benefits
  • Determine how much you need in your savings account and by when
  • Use automated savings to pay yourself first!

2. Strengthen your Credit Score (FICO 720+)

3. Kick-off a Goals-Based Budget

4. Minimize Bad Debt (Credit Cards and Personal Loans)

5. Achieve Home Ownership

  • Contact us to discuss the Home Buying process
  • Call 888-456-2227 to speak with a certified financial counselor about how to prepare for home ownership
  • Or for online resources, visit amerfirst.balancepro.org

6. Tackle College Tuition (For You or Your Children)

  • It's never too soon to start saving for college with youth savings, Coverdell Education IRA solutions, and share certificate options
  • Determine how much you need for college and by when
  • Use automated savings to pay yourself first!
  • For other college savings options, like 529 Plans, speak with our Investment Advisor
  • Learn more about Student Loans

7. Prepare for Retirement and Your Future

8. Build Wealth and Gain Financial Freedom! (Be Debt Free)

  • For other options for your money, contact us
  • Call 888-456-2227 to speak with a certified financial counselor to assist you with wealth building advice
  • Or for online resources, visit amerfirst.balancepro.org
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