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Features Include:
- Competitive interest
- 1,000 free monthly transaction items
- Up to $10,000 currency deposited per month with no charge
- Only $50 deposit to open
- $1,500 minimum balance to avoid a low monthly fee of $8
- Free detailed analysis of account activity
To open your Business Checking account, download the application and bring it into an American First branch with your required documentation.
Every Checking Account Includes:
- Membership Benefits
- 24/7 Online & Mobile Banking
- Mastercard Debit Card
- Early Direct Deposit
- uChoose Rewards®
- Send & Receive Money with Zelle®
- 30,000+ Free CO-OP ATMs & Shared Branch Access
- Free Bill Pay Service
- Free eStatements
- Telephone Banking
- Mobile Check Deposit
- Overdraft Services
Business Checking Rates
As of 07/25/2025
Account | Opening Deposit | APY |
---|---|---|
Totally Free Business Checking |
$50 |
N/A |
Business Interest Checking |
$50 |
0.05% |
The APY (Annual Percentage Yield) is subject to change without notice. Minimum balance to earn APY is $0.01 for checking accounts that earn dividends. Fee could reduce earnings. Refer to Schedule of Fees & Services for details.