Reminder: Branches are Closed on Independence Day

American First branch locations will be closed on Friday, 7/4/2025, in observance of Independence Day. For 24/7 assistance, please call us at 800.290.1112.

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Platinum Advantage Interest Checking

Get More From Your Money—And More Back with BaZing

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Unlock top-tier perks with Platinum Advantage Interest Checking—a premium account that earns interest and gives you access to exclusive savings through BaZing. Enjoy deals on shopping, dining, and travel, plus peace of mind with built-in benefits. All-inclusive when an average daily balance of $5,000 and above is maintained.

  • Great Interest On Your Checking Balance -Our best checking rate.
  • Shop Local, Save Local1 -  Local discounts and national retailer deals to save you money on shopping, dining, travel & more!
  • ID Theft Aid2,3 - In addition to Mastercard® ID Theft Protectionyou will also get: Personal Identity Theft Benefit, Payment Card Fraud Resolution, and Identity Restoration.
  • Cell Phone Protection2,3 - Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen.
  • Buyers Protection & Extended Warranty2,3 - Items are protected for up to $2,500 per item if theft or accidental breakage occurs in the first 90 days of purchase, using your BaZing checking account.
  • Health Savings Card -  Save money on prescriptions, eye exams, frames, lenses, and hearing services.
  • Financial Wellness4 - Financial Wellness, powered by Gentreo, helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more.
  • Roadside Assistance2 - Available 24/7 and free to use, up to $80 in covered service charges.
  • Billshark4,5 - Let a team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
  • Pet Insurance4 - Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more!

Open Account

View Rates

Already an Existing Member?

Follow the link above, then select the Log In option next to
"Already Have an Account?" located in the upper right-hand corner.

Please refer to the benefits reference guide for terms and conditions on each benefit.

 


 

How to Activate Your Benefits

Follow a few quick steps below to gain access to the benefits of your new Advantage account.

  1. Visit: activate.bazing.com/AFCU 
  2. Answer a few questions about yourself then click submit
  3. You'll receive an email and text message with instructions on how to access your benefits through the website and the American First Advantage app

 


 

Download the American First Advantage App

You will need to download the new American First Advantage app on your device from the App Store® or Google Play. Download the app by clicking one of the buttons below!

Icon of Apply Store Icon of Google Play Store

 


 

Interactive Demo - American First Advantage App Tour

Click the button below to take a quick tour of the new American First Advantage app and see how simple saving with BaZing can be. Tap through the demo to explore your exclusive savings—built right into your new mobile experience.

View Demo

 


 

Compare the Savings

Please refer to the benefits reference guide for terms and conditions.

BenefitAdvantage Checking Value PropositionEstimated Annual Value
Roadside Assistance2Available 24/7 and free to use, up to $80 in covered service charges.$75
 
Health Savings CardSave money on prescriptions, eye exams, frames, lenses, and hearing services.$144
 
Cell Phone Protection2,3Just pay your cell phone bill with your BaZing checking account, and you’re covered.$129
 
Personal Identity Theft Benefit2,3Receive a reimbursement for covered expenses you incur to restore your identity, up to the maximum amount allowed for the product enrolled.$50
 
Bill Negotiation4,5Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.$240
 
Financial Wellness4Includes life and estate planning tools to protect you and your family, making it easy for you to protect the people, pets, and things that matter most.$150
 
Pet Care Services4Discounted pet insurance and savings on other pet care services and products.$155
 
Buyer's Protection and Extended Warranty2,3Items are protected for up to $2,500 per item if theft or accidental breakage occurs.$180
 
Shop Local. Save Local.1Local discounts and national retailer deals to save you money on shopping, dining, travel & more.$72
 
Shop Online1Use BaZing to save with online retailers nationwide. Including discounts on hotels, attractions & retail stores.$60
 
Value Proposition for Platinum Advantage Interest Checking with BaZing$1,255
TOTAL ANNUAL VALUE

Every Checking Account Includes:

Get Paid Sooner with Early Direct Deposit

Direct Deposit is safe and secure, and it’s easy to sign up. When you have your paycheck or benefit check directly deposited into your American First Credit Union account, you can now access your funds up to two days early! And, you’ll eliminate the risk of check fraud and lost or stolen checks. In most cases, just take our Direct Deposit Request form to your payroll/benefits department. You will need our Routing Number (322275607) and your full 13-Digit Account Number.

Direct Deposit Request Form Find Your 13-Digit Account Number

You can always call us at 800-290-1112 or visit any American First branch and we’ll be happy to help.

 
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Debit Mastercard® Benefits

Enjoy the following benefits when you choose the American First Debit Card:

  • Tap-to-pay technology
  • 24/7 fraud monitoring
  • Zero liability so you only pay for what you purchased
  • Mastercard Global Emergency Service
  • Mastercard ID Theft Protection
  • Mastercard Transit Benefit
Earn Points with uChoose Rewards
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Connect your card to your Apple Device using Apple Pay®
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Make digital payments using Zelle®
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1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Benefit Reference Guide. 3 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION. 4 Requires activation. 5 Billshark charges a one-time fee of 33% of any bill reduction savings. If you don't save money there is no fee - guaranteed.


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