Get More from
Your Money
Platinum Advantage Interest Checking is a premium account that rewards you with interest on balances of $1,500 or more. Whether you're saving for a big purchase, keeping a higher balance for budgeting flexibility, or just want to earn more from your day-to-day funds, this account helps your money grow while staying fully accessible.
And More Back
with BaZing
With BaZing, your checking account becomes a powerful savings tool—featuring dining, shopping, and travel discounts, plus protections like cell phone insurance and roadside assistance. Included at no cost when an average daily balance of $5,000 or more is maintained.
Experience the Advantage
- Shop Local, Save Local1 - Local discounts and national retailer deals to save you money on shopping, dining, travel & more!
- Roadside Assistance2 - Available 24/7 and free to use, up to $80 in covered service charges.
- ID Theft Aid2,3 - In addition to Mastercard® ID Theft Protection™ you will also get: Personal Identity Theft Benefit, Payment Card Fraud Resolution, and Identity Restoration.
- Cell Phone Protection2,3 - Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen.
- Buyers Protection & Extended Warranty2,3 - Items are protected for up to $2,500 per item if theft or accidental breakage occurs in the first 90 days of purchase, using your BaZing checking account.
- Health Savings Card - Save money on prescriptions, eye exams, frames, lenses, and hearing services.
- Financial Wellness4 - Financial Wellness, powered by Gentreo, helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more.
- Billshark4,5 - Let a team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
- Pet Insurance4 - Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more!
Already an Existing Member?
Follow the link above, then select the Log In option next to
"Already Have an Account?" located in the upper right-hand corner.
Compare the SavingsPlease refer to the benefits reference guide for terms and conditions on each benefit. |  | |
|---|---|---|
| Benefit | Advantage Checking Value Proposition | Estimated Annual Value |
| Roadside Assistance2 | Available 24/7 and free to use, up to $80 in covered service charges. | $75 |
| Health Savings Card | Save money on prescriptions, eye exams, frames, lenses, and hearing services. | $144 |
| Cell Phone Protection2,3 | Just pay your cell phone bill with your BaZing checking account, and you’re covered. | $129 |
| Personal Identity Theft Benefit2,3 | Receive a reimbursement for covered expenses you incur to restore your identity, up to the maximum amount allowed for the product enrolled. | $50 |
| Bill Negotiation4,5 | Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need. | $240 |
| Financial Wellness4 | Includes life and estate planning tools to protect you and your family, making it easy for you to protect the people, pets, and things that matter most. | $150 |
| Pet Care Services4 | Discounted pet insurance and savings on other pet care services and products. | $155 |
| Buyer's Protection and Extended Warranty2,3 | Items are protected for up to $2,500 per item if theft or accidental breakage occurs. | $180 |
| Shop Local. Save Local.1 | Local discounts and national retailer deals to save you money on shopping, dining, travel & more. | $72 |
| Shop Online1 | Use BaZing to save with online retailers nationwide. Including discounts on hotels, attractions & retail stores. | $60 |
| Value Proposition for Platinum Advantage Interest Checking with BaZing | $1,255 TOTAL ANNUAL VALUE | |
Every Checking Account Includes:
- Membership Benefits
- 24/7 Online & Mobile Banking
- Mastercard Debit Card
- Early Direct Deposit
- uChoose Rewards®
- Send & Receive Money with Zelle®
- 30,000+ Free CO-OP ATMs & Shared Branch Access
- Free Bill Pay Service
- Free eStatements
- Telephone Banking
- Mobile Check Deposit
- Overdraft Services
Get Paid Sooner with Early Direct Deposit
Direct Deposit is safe and secure, and it’s easy to sign up. When you have your paycheck or benefit check directly deposited into your American First Credit Union account, you can now access your funds up to two days early! And, you’ll eliminate the risk of check fraud and lost or stolen checks. In most cases, just take our Direct Deposit Request form to your payroll/benefits department. You will need our Routing Number (322275607) and your full 13-Digit Account Number.
Direct Deposit Request Form Find Your 13-Digit Account Number
You can always call us at 800-290-1112 or visit any American First branch and we’ll be happy to help.
Debit Mastercard® Benefits
Enjoy the following benefits when you choose the American First Debit Card:
- Tap-to-pay technology
- 24/7 fraud monitoring
- Zero liability so you only pay for what you purchased
- Mastercard Global Emergency Service
- Mastercard ID Theft Protection™
- Mastercard Transit Benefit
Earn Points with uChoose Rewards
Connect your card to your Apple Device using Apple Pay®
Make digital payments using Zelle®
1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Benefit Reference Guide. 3 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION. 4 Requires activation. 5 Billshark charges a one-time fee of 33% of any bill reduction savings. If you don't save money there is no fee - guaranteed.
