Save to Win Up to $50,000
Big Prize Savings is a savings account that lets you build smart savings habits while also giving you the opportunity to win cash prizes. Our members are winning every month, every quarter, and every year - just by saving. You could be next!
Real Winners. Real Prizes.
Henry B
$1,000 Monthly Winner
Craig T
$10,000 Quarterly Winner
Skyler H
$50,000 Annual Winner
$1,000
Every Month
$10,000
Every Quarter
$50,000
Every Year
- $25 opening deposit
- No monthly service fee
- Earn competitive interest on balances over $500
- Must be 18 years of age or older to open this account
- Keep a balance of at least $500 to be eligible for prizes
- Earn additional entries for every $25 saved on top of the $500 balance^
- Monthly cash prize winners!
CONGRATS TO OUR 2025 $50K WINNER
COULD YOU BE NEXT?
OPEN ACCOUNT
View Our Rates
As of 04/30/2026
Account
Opening Deposit
Minimum Balance for APY
Dividend Rate
APY
Big Prize Savings
$25
$500
$3,000
0.05%
0.05%
0.05%
0.05%
Regular Savings
$50
$500*
$3,000
0.05%
0.05%
0.05%
0.05%
APY=Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period. *Balances under $500 minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.
^Must be 18 years of age or older to open a Big Prize Savings Account. $25 opening deposit required. A minimum of $500 average monthly daily balance is required to be eligible for prize drawings. The standard dividend rate applies with a minimum balance of $500. Exclusions for American First employees, volunteers, family members, and their households apply. Personal accounts only. Other exclusions may apply. The Official Big Prize Savings Rules on this site supersede all print, digital, and other marketing material.
