Business Savings Accounts

A Traditional Savings Account for Your Business

• $50 opening deposit
• $500 minimum balance to earn APY
• Earn competitive interest
• No monthly service fee with any Business Checking account^{^}

To open your account at a branch, download and complete the business account application and bring it in to an American First branch.

Business Savings Rates

As of 07/30/2026

APY = Annual Percentage Yield. ^{^}Monthly Business Savings fee of $10 is waived with any secondary American First account. The rate may change after the account is opened and is accurate as of the last dividend declaration period. *Balances under $500 minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.

Business Certificate Specials

As of 07/30/2026

If you’re looking to earn a better rate on your deposit, a Business Share Certificate from American First Credit Union is a great option.

*APY = Annual Percentage Yield. The minimum deposit to open and earn stated Annual Percentage Yield (APY) on share certificates at American First Credit Union is $1000. No maximum deposit. Rates subject to change at any time. Funds must remain on deposit until maturity to earn the stated APY. Early Withdrawal Penalties: Any withdrawal of principal prior to the maturity will be subject to an early withdrawal penalty. The early withdrawal penalty will be equal to one-half of the term’s dividends on the amount withdrawn, whether earned or not, and may reduce the principal.

¹13-month and 22-month promotion: Requires funds transferred from other financial institution(s).

²22-month promotion: Available for personal accounts and IRAs only.

³48-month promotion: Funds on deposit at AFCU are not eligible for this promotion unless matched with outside (new) funds from another financial institution.

Business Share Certificates

As of 07/30/2026