Business Savings

Helping Your Business Grow

Build your savings with a monthly transfer from your checking account to your savings account.

Open a Savings Account

Savings Rates      Effective as of  3/1/2019

Savings Account*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
APY
Business Savings $50 $500 0.15% 0.15%

$50 $3,000 0.20% 0.20%
Holiday Club $5 $5 0.40% 0.40%
Premium Money Market $2,500 $2,500 0.30%

0.30%





$10,000 0.35%

0.35%


$50,000 0.45% 0.45%


$100,000 0.55% 0.55%
 Direct Deposit Certificate Builder  $10  $10  0.55%  0.55% 

Certificate Rates      Effective as of 6/1/2019

Account Period
Opening Deposit
Dividend Rate
APY
3 month $1,000 1.00% 1.00%
6 month $1,000 1.34% 1.35%
7 month
New Money Special*
$1,000 2.27% 2.30%
12 month $1,000 1.73% 1.75%
13 month
New Money Special*
$1,000 2.37% 2.40%
24 month $1,000 2.03% 2.05%
36 month $1,000 2.23% 2.25%
48 month  $1,000 2.37% 2.40%
60 month $1,000 2.62% 2.65%

Need Help With Your Savings Rate?

Call Us
800.290.1112
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*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. Minimum deposit to open and earn stated Annual Percentage Yield (APY) on share certificates at American First Credit Union is $1,000. APY as of 6/1/19. No maximum deposit. 7-month and 13-month Certificate Specials must be opened with new money not currently on deposit at the Credit Union, or with equal amount of new money combined with existing funds on deposit. Funds must remain on deposit until maturity to earn the stated APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates subject to change at any time. Offer ends 6/30/19.

**Balances under minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details.