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Holiday Club Account

Save for a Merrier Holiday

Every year, you probably wonder how the holidays snuck up on you so quickly! Next year, be ready with a Holiday Club account. Put money aside all year and get an automatic payout to your American First checking or savings account in November, just in time for seasonal shopping and activities!

  • Save for your holiday purchases throughout the year
  • Open an account for just $5
  • Higher interest rate than a regular savings account 

Open Account

View Our Rates

As of 03/18/2024

Account

Opening Deposit

Minimum Balance for APY

Dividend Rate

APY

Holiday Club Savings

$5

$5

0.25%

0.25%

Big Prize Savings

$25
 

$500
$3,000

0.05%
0.05%

0.05%
0.05%

Regular Savings

$50
 

$500*
$3,000

0.05%
0.05%

0.05%
0.05%

APY = Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period. *Balances under $500 minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings. 

Holiday Club account funds are available for withdrawal Nov. 1 to Dec. 31. No fee to withdraw during the open period Nov. 1 to Dec. 31, otherwise $10.

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