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Holiday Club

Getting Ready for the Big Dreams

Every year, you probably wonder how the holidays snuck up on you so quickly, along with all those expenses! Next year, and every year from here on out, you can be ready. With a Holiday Club account, you put money aside all year and get an automatic payout to your American First Checking or Savings Account in November. Just in time for seasonal shopping and activities!

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Savings Product Comparison - Rates Effective as of March 1, 2014

Savings Accounts*
Opening Deposit**
Minimum Balance for APY
Dividend Rate
APY
Savings $50 $500 0.04% 0.04%

$50 $3000 0.10% 0.10%
Safari Club $5 $5 0.30% 0.30%
Start Smart $5 $5 0.30% 0.30%
Holiday Club $5 $5 0.30% 0.30%
Goal Setter $50 $500 0.04% 0.04%

$50 $3,000 0.10% 0.10%
Money market $2,500 $2,500 0.20% 0.20%
Premium Money Market $10,000 $10,000 0.20% 0.20%

$50,000 $50,000 0.35% 0.35%

$100,000 $100,000 0.40% 0.40%
IRA Savings $50 $500 0.25% 0.25%

Need Help With Your Holiday Club Account?

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*The rate may change after the account is opened and is accurate as of the last dividend declaration period. Fees could reduce earnings. 
**Balances under minimum are subject to monthly service fees. Refer to service pricing for details.