Reminder: Branches are Closed on Veterans Day

American First branch locations will be closed on Tuesday, 11/11/2025, in observance of Veterans Day. For 24/7 assistance, please call us at 800.290.1112.

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Holiday Loan

 

 

 

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Holiday Magic in Every Loan

The holiday season is just around the corner, and we want to help you create unforgettable memories without breaking the bank. Whether you're planning a festive getaway, hosting a memorable family gathering, or simply need extra cash for gift shopping, we're here to make your holidays brighter. Apply for our Holiday Loan today and make this season truly magical!

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Let Us Be Your Holiday Helper

  • Quick & Easy Funding
  • Apply Online
  • No Application Fee
  • Electronic Signature
 
*APR = Annual Percentage Rate, effective 11/1/2025. Automatic payments from an American First account are required for the Holiday Loan promotional rate, .50% discount rate. Without automatic payments, standard Personal Loan rates will apply. Not all applicants will qualify. Income verification will be required. The minimum loan amount is $500. The maximum loan amount is up to $5,000. Required minimum gross income of $1,500 per month. The rate will be based on the amount, term, and individual credit history. The promotional APR is available only on a 12-month repayment term with automatic payments. This offer cannot be used to refinance or transfer an existing AFCU debt in your name or secured by collateral titled in your name. Rates and terms are subject to change. The standard non-promotional rate is as low as 9.15% APR. Other terms are available. The offer expires 12/31/2025. 
 
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